Mergers by Year
Bank Mergers in 2025
152 banks were acquired or merged into another institution in 2025, and 172 credit unions merged, according to the Federal Reserve's National Information Center (NIC). The largest bank deal was Discover Bank into Capital One, N.A., effective May 18, 2025; the acquired bank reported $145.41B in assets before the deal. NIC recorded 433 merger records in 2025 against 314 in 2024.
Largest bank mergers of 2025
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| May 18, 2025 | Discover Bank | $145.41B | Capital One, N.A. |
| Sep 1, 2025 | Pacific Premier Bank, National Association | $17.78B | Columbia Bank |
| Jan 1, 2025 | Independent Bank | $17.54B | SouthState Bank, N.A. |
| Feb 1, 2025 | HTLF Bank | $17.20B | UMB Bank, N.A. |
| May 1, 2025 | Bremer Bank, National Association | $16.41B | Old National Bank |
| Apr 1, 2025 | Sandy Spring Bank | $13.77B | Atlantic Union Bank |
| Oct 20, 2025 | Veritex Community Bank | $12.71B | The Huntington National Bank |
| Sep 2, 2025 | Berkshire Bank | $12.03B | Beacon Bank & Trust |
| Mar 1, 2025 | Premier Bank | $8.56B | WesBanco Bank, Inc. |
| Apr 1, 2025 | The First Bank | $7.93B | Renasant Bank |
| Sep 2, 2025 | HomeStreet Bank | $7.60B | Mechanics Bank |
| Jun 21, 2025 | CrossFirst Bank | $7.45B | Busey Bank |
| Nov 1, 2025 | HarborOne Bank | $5.63B | Eastern Bank |
| Jul 1, 2025 | Enterprise Bank and Trust Company | $4.95B | Rockland Trust Company |
| Jun 1, 2025 | The First National Bank of Long Island | $4.08B | ConnectOne Bank |
Credit union mergers in 2025
172 credit unions merged into another institution. Assets are from the NCUA 5300 Call Report before the effective date; credit unions without a filing on record show a dash.
Every merger recorded in 2025
433 NIC merger records in 2025 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Apr 1, 2025 | CCSB Financial Corp. | First Missouri Bancshares, Inc. |
| Apr 1, 2025 | BMO Harris Financial Advisors, Inc. | BMO Bank N.A. |
| Apr 1, 2025 | Village Bank and Trust Financial Corp. | TowneBank |
| Apr 1, 2025 | Auto Club Trust, FSB | Grasshopper Bank, N.A. |
| Apr 1, 2025 | Village Bank | TowneBank |
| Apr 1, 2025 | M&T Capital and Leasing Corporation | Manufacturers and Traders Trust Company |
| Apr 1, 2025 | The First Bank | Renasant Bank |
| Apr 1, 2025 | The First Bancshares, Inc. | Renasant Corporation |
| Apr 1, 2025 | First Security Bancorp, Inc. | Byline Bancorp, Inc. |
| Apr 1, 2025 | Sandy Spring Bancorp, Inc. | Atlantic Union Bankshares Corporation |
| Apr 1, 2025 | Sterling Bank and Trust, FSB | EverBank, N.A. |
| Apr 1, 2025 | Valley Wide of Pa Federal Credit Union | Pheple Federal Credit Union |
| Apr 1, 2025 | Legacy Financial Federal Credit Union | Engage Fcu |
| Apr 1, 2025 | State Street Bank and Trust Company of California, N.A. | State Street Bank and Trust Company, N.A. |
| Apr 1, 2025 | Bloom Credit Union | Wmcu |
| Apr 1, 2025 | Fort Smith Dixie Cup Federal Credit Union | Baptist Health Federal Credit Union |
| Apr 1, 2025 | T and I Credit Union | Michigan Schools and Government Credit Union |
| Apr 1, 2025 | Alabama Law Enforcement Credit Union | Jefferson Credit Union |
| Apr 1, 2025 | El Reno R.I.L. Credit Union | Weokie Federal Credit Union |
| Apr 1, 2025 | First Security Trust and Savings Bank | Byline Bank |
| Apr 1, 2025 | Synergy Partners Credit Union | Credit Union 1 |
| Apr 1, 2025 | Sandy Spring Bank | Atlantic Union Bank |
| Apr 1, 2025 | Vocality Community Credit Union | Community First Credit Union |
| Apr 1, 2025 | Transtar Federal Credit Union | Membersource Credit Union |
| Apr 1, 2025 | 1st United Bank | Community Resource Bank |
| Apr 1, 2025 | Jpfce Federal Credit Union | Mutual Federal Credit Union |
| Mar 31, 2025 | Delaware Alliance Federal Credit Union | Community Powered Federal Credit Union |
| Mar 19, 2025 | Gibbs Aluminum Federal Credit Union | Heritage Federal Credit Union |
| Mar 19, 2025 | Oceanpoint Financial Partners, LLC | Oceanpoint Financial Partners, MHC |
| Mar 15, 2025 | The State Bank | ChoiceOne Bank |
| Mar 15, 2025 | United Community Bancshares, Inc. | Smartbiz Bancshares, Inc. |
| Mar 10, 2025 | Bank of Gibson City | Longview Community Bank |
| Mar 7, 2025 | Luzerne County Federal Credit Union | Citymark Federal Credit Union |
| Mar 5, 2025 | Vision Bank Holdings, Inc. | Bravera Holdings Corp. |
| Mar 2, 2025 | Canadian Western Bank | National Bank of Canada |
| Mar 1, 2025 | M & C Menlo Park Federal Credit Union | Affinity Federal Credit Union |
| Mar 1, 2025 | Family 1st of Texas Federal Credit Union | Texas Trust Credit Union |
| Mar 1, 2025 | La Financial Federal Credit Union | Credit Union of Southern California, a Federal Credit Union |
| Mar 1, 2025 | Primary Bancshares Corporation | Georgia Banking Company, Inc. |
| Mar 1, 2025 | Crossfirst Bankshares, Inc. | First Busey Corporation |
| Mar 1, 2025 | Georgia Primary Bank | Georgia Banking Company |
| Mar 1, 2025 | Premier Financial Corp. | WesBanco, Inc. |
| Mar 1, 2025 | Big Bethel A.M.E. Church Federal Credit Union | Georgia United Credit Union |
| Mar 1, 2025 | Bradley County Financial Corp. | Builtwell Bancorp, Inc |
| Mar 1, 2025 | Fentura Financial, Inc. | ChoiceOne Financial Services, Inc. |
| Mar 1, 2025 | Premier Bank | WesBanco Bank, Inc. |
| Feb 28, 2025 | People's United Subsidiary Holdings, Inc. | Manufacturers and Traders Trust Company |
| Feb 21, 2025 | Pearland State Bank | First Liberty Bank |
| Feb 21, 2025 | First National Bank of Alvin | First Liberty Bank |
| Feb 15, 2025 | The Chasewood Bank | Austin Bank, Texas N.A. |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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