State Street Bank and Trust Company, N.A. (New York, NY)
State Street Bank and Trust Company, N.A. is a non-insured non-depository trust company headquartered in New York, NY, supervised by the OCC, with $65.2M in total assets at Q2 2026, up 12.6% from Q2 2025. It was established in 1984.
Also written as SSB&T
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Data as of · sourced from FFIEC call reports. How we update
- Charter
- Non-depository trust company
- Regulator
- OCC
- Deposit insurance
- Not FDIC-insured
- Headquarters
- New York, NY
- Established
- 1984
- Total assets, Q2 2026
- $65.2M
- Assets vs Q2 2025
- +12.6%
- Capital ratio
- Not reported
- Domestic offices
- 2 · State Street Bank and Trust Company, N.A. branches FDIC institution directory, current count
- Routing number
- 026009166
- Latest call report
- Q2 2026, FFIEC 031 · State Street Bank and Trust Company, N.A. call report
- Holding company
- STATE STREET BANK AND TRUST COMPANY
State Street Bank and Trust Company, N.A., based in New York, New York, reported $65 million in assets at June 30, 2026, up 12.6% from a year earlier. It keeps 1.84 cents of net interest income on every dollar of earning assets, about half the median of 3.91 cents for the 533 banks with less than $100 million in assets. On the other hand, it holds common equity equal to 343.58% of its risk-weighted assets, 16.5 times the median of 20.80% for banks its size.
As of June 30, 2026, State Street Bank and Trust Company, N.A. reported a CET1 capital ratio of 343.58%, a return on assets of 9.65% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
From Q1 2026 to Q2 2026, its total assets rose 3.1% to $65.2M. By the capital ratios in its Q2 2026 call report, State Street Bank and Trust Company, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 601 Lexington Ave, New York, NY 10022
- County
- New York
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- Non-insured non-deposit commercial bank and/or trust company, OCC/state/territory-regulated
- Primary Regulator
- OCC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 031
- Established
- January 3, 1984
- Domestic offices
- 2 FDIC institution directory, current count
- Domestic deposits
- $0
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $62.9M
- Average total loans
- $0
- Average interest-bearing deposits
- $0
- Tax status
- C corporation
- Ownership
- Stock
- FDIC Cert
- 24938
- Fed RSSD
- 93619
- SEC CIK
- 93751 → filed by STATE STREET CORPORATION
- Website
- www.statestreet.com →
- Parent Holding Company
- STATE STREET BANK AND TRUST COMPANY (RSSD 35301)
- Ultimate Parent
- STATE STREET CORPORATION (RSSD 1111435)
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| O Hanley Ronald P | CEO | Chairman, CEO and President |
| John F Woods | CFO | EVP and CFO |
| Ann Fogarty | COO | EVP and COO |
| Hu W. Bradford | CRO | EVP and Chief Risk Officer |
Profitability
Q2 annualizedAsset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. After a merger that grows assets 25% or more, the UBPR averages balances from the merger date on while the income stays year to date, so a YTD ratio can differ widely from the ratio of either quarter. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, State Street Bank and Trust Company, N.A.'s total assets ran between $38.8M (Q4 2023) and $65.2M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$65.2M total assets against $57.9M; $1.2M total liabilities against $834K.
$0 net loans and leases against $0; $0 total deposits against $0.
$249K securities against $243K; $57.8M cash and balances due against $47.0M.
$252K total interest income against $315K; $0 total interest expense against $0.
$252K net interest income against $315K.
$5.8M total noninterest income against $5.4M; $4.1M total noninterest expense against $3.6M.
No provision recorded in the last 12 quarters.
$1.5M net income against $1.6M.
9.65% return on assets against 11.18%; 1.84% net interest margin against 2.63%.
343.58% CET1 capital ratio against 285.59%; 101.58% tier 1 leverage ratio against 100.14%.
Inside the full State Street Bank and Trust Company, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBanks merged into State Street Bank and Trust Company, N.A.
- State Street Bank and Trust Company of California, N.A., effective April 1, 2025
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 9.65% (Q2 2026) to 18.98% (Q4 2024) and its net interest margin ran from 1.82% (Q1 2026) to 2.74% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 343.58% | 9.65% | — | 0.00% | 1.84% |
| Q1 2026 | 344.38% | 13.41% | — | 0.00% | 1.82% |
| Q4 2025 | 356.62% | 10.83% | — | 0.00% | 2.03% |
| Q3 2025 | 366.06% | 11.45% | — | 0.00% | 2.24% |
| Q2 2025 | 285.59% | 11.18% | — | 0.00% | 2.63% |
| Q1 2025 | 309.65% | 11.71% | — | 0.00% | 2.17% |
| Q4 2024 | 277.09% | 18.98% | — | 0.00% | 2.38% |
| Q3 2024 | 206.78% | 17.98% | — | 0.00% | 2.74% |
Swipe the table sideways to see every column.
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 1, 2025 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 1, 2025 | Structure Change | Acquired State Street Bank and Trust Company of California, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Not on file
- Enforcement actions, Deposit market share, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about State Street Bank and Trust Company, N.A.
What are State Street Bank and Trust Company, N.A.'s total assets?
As of the Q2 2026 filing, State Street Bank and Trust Company, N.A. reported total assets of $65.2 million in its FFIEC call report.
Where is State Street Bank and Trust Company, N.A. headquartered?
It is headquartered in New York, NY, United States.
When was State Street Bank and Trust Company, N.A. founded?
It was established in 1984, per the FDIC institution directory.
Is State Street Bank and Trust Company, N.A. FDIC-insured?
Yes. It is a non-insured non-depository trust company (FDIC Certificate #24938). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates State Street Bank and Trust Company, N.A.?
State Street Bank and Trust Company, N.A.'s primary federal regulator is the OCC.
What is State Street Bank and Trust Company, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 343.58% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does State Street Bank and Trust Company, N.A. operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is State Street Bank and Trust Company, N.A.'s Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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