State Street Bank and Trust Company, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Return on assets dropped 1.73 percentage points in Q2 2026, from 12.75% to 11.03%. It was the largest change from Q1 2026 among the key lines here. Against a median of 0.98% for banks in the < $100M asset tier, State Street Bank and Trust Company, N.A. reported 11.03% on return on assets in Q2 2026, 10.04 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 343.56% |
| Tier 1 risk-based capital ratio | 343.56% |
| Total risk-based capital ratio | 343.56% |
| Tier 1 leverage ratio | 101.58% |
| Equity capital to assets | 98.10% |
| Tangible equity to tangible assets | 98.10% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 11.03% |
| Return on equity | 11.00% |
| Net interest margin | 1.84% |
| Efficiency ratio | 65.39% |
| Yield on earning assets | 1.84% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | 0.38% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 193.27% | 193.27% | 193.27% | 100.43% | 14.10% |
| Q4 2023 | 151.00% | 151.00% | 151.00% | 77.81% | 14.41% |
| Q1 2024 | 268.70% | 268.70% | 268.70% | 100.06% | 13.38% |
| Q2 2024 | 230.55% | 230.55% | 230.55% | 101.98% | 17.75% |
| Q3 2024 | 206.78% | 206.78% | 206.78% | 101.52% | 17.98% |
| Q4 2024 | 277.09% | 277.09% | 277.09% | 101.94% | 18.98% |
| Q1 2025 | 309.65% | 309.65% | 309.65% | 100.20% | 11.71% |
| Q2 2025 | 285.59% | 285.59% | 285.59% | 100.14% | 11.18% |
| Q3 2025 | 366.06% | 366.06% | 366.06% | 100.92% | 11.45% |
| Q4 2025 | 359.12% | 359.12% | 359.12% | 100.88% | 10.06% |
| Q1 2026 | 348.64% | 348.64% | 348.64% | 100.87% | 12.75% |
| Q2 2026 | 343.56% | 343.56% | 343.56% | 101.58% | 11.03% |
State Street Bank and Trust Company, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock State Street Bank and Trust Company, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Street Bank and Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24938) · FFIEC NIC profile (RSSD 93619)