State Street Bank and Trust Company, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Yield on securities climbed 1.59 percentage points in Q2 2026, from 3.25% to 4.84%. It was the largest change from Q1 2026 among the key lines here. State Street Bank and Trust Company, N.A.'s net interest margin of 1.84% is well below the 3.89% median for banks in the < $100M asset tier, a gap of 2.04 points (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 1.84% |
| Yield on loans | — |
| Yield on securities | 4.84% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 1.84% |
| Yield to cost spread | — |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $0 |
| Interest expense on deposits | $0 |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Net interest margin | Securities |
|---|---|---|---|
| Q3 2023 | 2.68% | 2.68% | — |
| Q4 2023 | 2.71% | 2.71% | — |
| Q1 2024 | 2.71% | 2.71% | — |
| Q2 2024 | 2.69% | 2.69% | — |
| Q3 2024 | 2.74% | 2.74% | — |
| Q4 2024 | 2.38% | 2.38% | — |
| Q1 2025 | 2.17% | 2.17% | — |
| Q2 2025 | 2.63% | 2.63% | 9.92% |
| Q3 2025 | 2.24% | 2.24% | 4.94% |
| Q4 2025 | 2.03% | 2.03% | 3.27% |
| Q1 2026 | 1.82% | 1.82% | 3.25% |
| Q2 2026 | 1.84% | 1.84% | 4.84% |
State Street Bank and Trust Company, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock State Street Bank and Trust Company, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Street Bank and Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24938) · FFIEC NIC profile (RSSD 93619)