Lists · Deposits by county
Cumberland County, PA Bank Deposit Market Share
PNC Bank, N.A. holds the largest share of deposits in Cumberland County, PA, 36.0%, followed by Manufacturers and Traders Trust Company (13.2%) and Orrstown Bank (9.5%). 20 institutions hold $11.15B at 60 offices as of June 30, 2026.
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | PNC Bank, N.A. | $4.02B | 36.04% | — |
| 2 | Manufacturers and Traders Trust Company | $1.47B | 13.16% | — |
| 3 | Orrstown Bank | $1.06B | 9.51% | — |
| 4 | First National Bank of Pennsylvania | $678.3M | 6.08% | — |
| 5 | Atlantic Community Bankers Bank | $566.2M | 5.08% | — |
| 6 | Mid Penn Bank | $514.7M | 4.62% | — |
| 7 | Farmers and Merchants Trust Company of Chambersburg | $442.1M | 3.97% | — |
| 8 | Wells Fargo Bank, N.A. | $406.7M | 3.65% | — |
| 9 | Santander Bank, N.A. | $372.7M | 3.34% | — |
| 10 | Fulton Bank, N.A. | $341.3M | 3.06% | — |
| 11 | Citizens Bank, N.A. | $303.5M | 2.72% | — |
| 12 | S & T Bank | $286.1M | 2.57% | — |
| 13 | First Commonwealth Bank | $207.3M | 1.86% | — |
| 14 | Burke and Herbert Bank and Trust Company | $180.3M | 1.62% | — |
| 15 | Truist Bank | $111.8M | 1.00% | — |
| 16 | ACNB Bank | $66.9M | 0.60% | — |
| 17 | Pennian Bank | $55.2M | 0.49% | — |
| 18 | JPMorgan Chase Bank, N.A. | $44.5M | 0.40% | — |
| 19 | Univest Bank and Trust Co. | $18.6M | 0.17% | — |
| 20 | Woodforest National Bank | $8.1M | 0.07% | — |
About this list
Deposits are those held at each institution's offices in Cumberland County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
The change from 2025 is not shown for this market: some offices that closed during the year cannot be placed in a single county or metro area, and they hold enough deposits to move the comparison. The 2026 shares are complete.
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