Lists · Deposits by county

Lincoln County, SD Bank Deposit Market Share

Citibank, N.A. holds the largest share of deposits in Lincoln County, SD, 98.5%, followed by Pathward, N.A. (0.9%) and Sunrise Banks, N.A. (0.3%). 26 institutions hold $647.52B at 38 offices as of June 30, 2026, up 21.8% from 2025.

Institutions: 26 Offices: 38 Deposits: $647.52B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Citibank, N.A. (0.27 points).

Lost: Pathward, N.A. (-0.21 points).

#	Institution	Offices	Deposits	Market share	Share change from 2025	Deposit change
1	Citibank, N.A.	2	$637.72B	98.49%	+0.27 pts	22.1%
2	Pathward, N.A.	1	$5.95B	0.92%	-0.21 pts	-0.9%
3	Sunrise Banks, N.A.	2	$1.70B	0.26%	-0.03 pts	10.4%
4	The First National Bank in Sioux Falls	4	$245.9M	0.04%	0.00 pts	8.3%
5	Wells Fargo Bank, N.A.	2	$245.6M	0.04%	-0.01 pts	3.3%
6	Central Bank	2	$214.5M	0.03%	+0.00 pts	33.6%
7	First Dakota National Bank	2	$194.3M	0.03%	0.00 pts	16.3%
8	American Bank & Trust	3	$158.8M	0.02%	0.00 pts	19.5%
9	First Bank & Trust	1	$112.5M	0.02%	0.00 pts	-1.7%
10	First Premier Bank	1	$110.2M	0.02%	+0.00 pts	56.0%
11	Reliabank Dakota	2	$107.4M	0.02%	0.00 pts	8.5%
12	Minnwest Bank	1	$92.0M	0.01%	0.00 pts	-6.4%
13	U.S. Bank N.A.	1	$91.8M	0.01%	0.00 pts	14.5%
14	First Interstate Bank	2	$85.2M	0.01%	0.00 pts	-8.1%
15	Farmers State Bank of Canton	1	$68.4M	0.01%	0.00 pts	3.7%
16	Security Savings Bank	1	$67.1M	0.01%	0.00 pts	8.5%
17	Security National Bank of South Dakota	1	$65.5M	0.01%	0.00 pts	0.1%
18	Quoin Financial Bank	1	$57.1M	<0.01%	0.00 pts	4.6%
19	American State Bank	1	$55.3M	<0.01%	0.00 pts	-0.5%
20	Cornerstone Bank	1	$39.6M	<0.01%	0.00 pts	-0.9%
21	Premier Bank	1	$28.6M	<0.01%	0.00 pts	5.7%
22	First Savings Bank	1	$27.8M	<0.01%	0.00 pts	18.8%
23	Dacotah Bank	1	$26.7M	<0.01%	0.00 pts	-0.6%
24	JPMorgan Chase Bank, N.A.	1	$21.8M	<0.01%	+0.00 pts	42.7%
25	Security Bank Midwest	1	$19.7M	<0.01%	+0.00 pts	42.9%
26	Cortrust Bank N.A.	1	$10.5M	<0.01%	0.00 pts	13.5%

About this list

Deposits are those held at each institution's offices in Lincoln County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

South Dakota deposits by institution Sioux Falls, SD metro area South Dakota bank directory

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