Skip to main content

The First National Bank of Manning: Call Report & UBPR Financial Data

Manning, IA Under $100M in assets Est. January 1, 1886 FDIC #4477 RSSD #818540 Routing #073904890 OCC

Data as of · sourced from FFIEC call reports. How we update

Assets
$87.7M
Deposits
$74.5M
Loans
$42.7M
Equity
$12.6M

The First National Bank of Manning is an FDIC-insured commercial bank. As of Q2 2026, the bank held approximately $88M in total assets and $75M in deposits. Returns are in line with industry norms at 1.09% ROA and 7.63% ROE; net interest margin is 2.84%. Capital cushions are healthy: 29.33% CET1, 14.97% Tier 1 leverage. Credit metrics are pristine, with nonperforming loans at just 0.00%. The bank operates from a single office.

As of June 30, 2026, The First National Bank of Manning reported a CET1 capital ratio of 29.33%, a return on assets of 1.09%, a nonperforming-loan ratio of 0.00%, a Texas ratio of 0.00%, per financial data filed with the FFIEC.

Headquarters Profile

Address
401 Main St, Manning, IA 51455
County
Carroll
Metro Area
Carroll, IA
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
Kansas City (Region 11)
Federal Reserve member
Yes
Federal Reserve district
District 7, Chicago
Fiduciary (trust) powers
—
Call Report form
FFIEC 041
Established
January 1, 1886
Offices
1 domestic
Employees (FTE)
9
Domestic deposits
$74.5M
Allowance for credit losses
$729K
Net charge-offs (YTD)
$0
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
4477
Fed RSSD
818540

Balance Sheet

Total liabilities$75.2M
Cash & balances due$18.9M
Securities, available-for-sale$25.4M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$237K
Net interest income YTD$1.1M
Total interest income YTD$1.9M
Total interest expense YTD$746K
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$29K
Total noninterest expense YTD$606K

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

No provision recorded in the last 12 quarters.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

Inside the full The First National Bank of Manning terminal

26 years of quarterly trends · 8 tabs · peer percentiles · Excel export

Unlock The First National Bank of Manning, free

The First National Bank of Manning rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 29.33% 1.09% 0.00% 0.00% 2.84%
Q1 2026 28.63% 0.97% 0.00% 0.00% 2.79%
Q4 2025 27.31% 0.77% 0.00% 0.00% 2.77%
Q3 2025 30.69% 0.73% 0.00% 0.00% 2.57%
Q2 2025 31.02% 0.69% 0.00% 0.00% 2.45%
Q1 2025 30.13% 0.64% 0.00% 0.00% 2.24%
Q4 2024 29.49% 0.18% 0.00% 0.00% 1.94%
Q3 2024 32.70% 0.19% 0.00% 0.00% 1.87%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 1 branches →

1–1 of 1
Branch Location ZIP Deposits
The First National Bank of Manning Manning , IA 51455 $74.5M

Regulatory record

What the public regulatory sources show for The First National Bank of Manning, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
1 against the institution (OCC)
  • October 21, 1991, OCC: Formal Agreement: The First National Bank Of Manning
Period: Most recent institution action October 21, 1991. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
<0.1% of deposits in IA, rank 223 of 261 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

Add this badge to your website

Free to use. The badge always shows The First National Bank of Manning’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.

The First National Bank of Manning: regulatory capital profile · BankRegReports

Frequently asked about The First National Bank of Manning

What are The First National Bank of Manning's total assets?

As of the Q2 2026 filing, The First National Bank of Manning reported total assets of $87.7 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is The First National Bank of Manning headquartered?

The First National Bank of Manning is headquartered in Manning, IA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was The First National Bank of Manning founded?

The First National Bank of Manning was established in 1886, per the FDIC institution directory.

Is The First National Bank of Manning FDIC-insured?

Yes. The First National Bank of Manning is an FDIC-insured commercial bank (FDIC Certificate #4477). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates The First National Bank of Manning?

The First National Bank of Manning's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is The First National Bank of Manning's CET1 capital ratio?

The First National Bank of Manning reported a Common Equity Tier 1 (CET1) capital ratio of 29.33% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does The First National Bank of Manning operate?

The First National Bank of Manning operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is The First National Bank of Manning's Texas Ratio?

The First National Bank of Manning's Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

Go deeper on The First National Bank of Manning.

Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.

Unlock The First National Bank of Manning, free

Free account