Jim Thorpe Neighborhood Bank: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Jim Thorpe Neighborhood Bank is an FDIC-insured commercial bank. Profitability tracks the broader industry: ROA 1.05%, ROE 12.64%, NIM 3.41%. Jim Thorpe Neighborhood's Q2 2026 balance sheet shows $265M in assets funded primarily by $242M in customer deposits. Capital is comfortably above regulatory requirements, CET1 ratio of 21.01% sits well above the 7% level required once the capital conservation buffer is included. Credit metrics are pristine, with nonperforming loans at just 0.00%. It operates 6 branches, primarily in Pennsylvania.
As of June 30, 2026, Jim Thorpe Neighborhood Bank reported a CET1 capital ratio of 21.01%, a return on assets of 1.05%, a nonperforming-loan ratio of 0.00%, a Texas ratio of 0.00%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 12 Broadway, Jim Thorpe, PA 18229
- County
- Carbon
- Metro Area
- Allentown-Bethlehem-Easton, PA-NJ
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 3, Philadelphia
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- August 25, 1902
- Former names
- The Jim Thorpe National Bank (1954-2013)
- Offices
- 6 domestic
- Employees (FTE)
- 43
- Domestic deposits
- $241.9M
- Allowance for credit losses
- $1.3M
- Net charge-offs (YTD)
- $10K
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 7599
- Fed RSSD
- 920210
- Website
- www.jtnb.com →
- Parent Holding Company
- JTNB BANCORP, INC. (RSSD 1406935)
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Jim Thorpe Neighborhood Bank terminal
25 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Jim Thorpe Neighborhood Bank, freeJim Thorpe Neighborhood Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 21.01% | 1.05% | 0.00% | 0.00% | 3.41% |
| Q1 2026 | 21.07% | 0.83% | 0.00% | 0.09% | 3.21% |
| Q4 2025 | 20.77% | 0.80% | 0.00% | 0.00% | 3.14% |
| Q3 2025 | 20.76% | 0.92% | 0.00% | 0.00% | 3.22% |
| Q2 2025 | 20.49% | 0.87% | 0.00% | 0.37% | 3.15% |
| Q1 2025 | 20.37% | 0.73% | 0.00% | 0.00% | 2.99% |
| Q4 2024 | 19.58% | 0.85% | 0.01% | 0.08% | 2.88% |
| Q3 2024 | 18.98% | 0.71% | 0.00% | 0.00% | 2.90% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 6 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Jim Thorpe Neighborhood Bank (main office) | Jim Thorpe , PA | 18229 | $65.1M |
| Lehighton Branch | Lehighton , PA | 18235 | $64.0M |
| Nesquehoning Branch | Nesquehoning , PA | 18240 | $34.5M |
| Center Street Branch | Jim Thorpe , PA | 18229 | $29.6M |
| Penn Forest Branch | Jim Thorpe , PA | 18229 | $28.6M |
| Lansford Branch | Lansford , PA | 18232 | $20.2M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 2009 | Structure Change | Acquired Nesquehoning Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 31, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
What the public regulatory sources show for Jim Thorpe Neighborhood Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- None against the institution on file; 1 against individuals associated with it
- Period: Most recent action January 16, 2015. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in PA, rank 104 of 148 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 76 applications, 69 loans originated, $11.0M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows Jim Thorpe Neighborhood Bank’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare Jim Thorpe Neighborhood Bank with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about Jim Thorpe Neighborhood Bank
What are Jim Thorpe Neighborhood Bank's total assets?
As of the Q2 2026 filing, Jim Thorpe Neighborhood Bank reported total assets of $265.0 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Jim Thorpe Neighborhood Bank headquartered?
Jim Thorpe Neighborhood Bank is headquartered in Jim Thorpe, PA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Jim Thorpe Neighborhood Bank founded?
Jim Thorpe Neighborhood Bank was established in 1902, per the FDIC institution directory.
Is Jim Thorpe Neighborhood Bank FDIC-insured?
Yes. Jim Thorpe Neighborhood Bank is an FDIC-insured commercial bank (FDIC Certificate #7599). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Jim Thorpe Neighborhood Bank?
Jim Thorpe Neighborhood Bank's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Jim Thorpe Neighborhood Bank's CET1 capital ratio?
Jim Thorpe Neighborhood Bank reported a Common Equity Tier 1 (CET1) capital ratio of 21.01% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Jim Thorpe Neighborhood Bank operate?
Jim Thorpe Neighborhood Bank operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Jim Thorpe Neighborhood Bank's Texas Ratio?
Jim Thorpe Neighborhood Bank's Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Jim Thorpe Neighborhood Bank previously called?
The charter now named Jim Thorpe Neighborhood Bank has also operated as The Jim Thorpe National Bank (1954-2013), per FDIC structure-change records.
Go deeper on Jim Thorpe Neighborhood Bank.
Unlock the full terminal: 25 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock Jim Thorpe Neighborhood Bank, freeFree account