JPMorgan Chase Bank, Dearborn: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Operating from Dearborn, MI, JPMorgan Chase Bank, Dearborn serves its local market as an FDIC-insured commercial bank. As of Q2 2026, the bank held approximately $71M in total assets and $500K in deposits. Returns are notably above industry norms: 2.95% ROA, 2.98% ROE, and 4.43% NIM. A CET1 ratio of 507.91% reflects a balance sheet with almost no risk-weighted lending, typical of a trust or nondepository charter; it is not comparable with commercial bank capital levels. The bank operates from a single office.
As of June 30, 2026, JPMorgan Chase Bank, Dearborn reported a CET1 capital ratio of 507.91%, a return on assets of 2.95%, a Texas ratio of 0.00%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 18800 Hubbard Dr, Dearborn, MI 48126
- County
- Wayne
- Metro Area
- Detroit-Warren-Dearborn, MI
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 031
- Established
- September 16, 1974
- Former names
- Bank One, Dearborn, National Association (1999-2004); N.B.D. Dearborn Bank, National Association (1979-1999); National Bank of Dearborn (1976-1979)
- Offices
- 1 domestic
- Domestic deposits
- $500K
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- September 16, 1974
- FDIC Cert
- 21761
- Fed RSSD
- 651448
- SEC CIK
- 19617 → filed by JPMORGAN CHASE & CO.
- Parent Holding Company
- JPMORGAN CHASE HOLDINGS LLC (RSSD 5064641)
- Ultimate Parent
- JPMORGAN CHASE & CO. (RSSD 1039502)
Profitability
Asset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
No provision recorded in the last 12 quarters.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
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How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 507.91% | 2.95% | — | 0.00% | 4.43% |
| Q1 2026 | 506.72% | 2.75% | — | 0.00% | 4.11% |
| Q4 2025 | 508.09% | 3.14% | — | 0.00% | 4.86% |
| Q3 2025 | 508.43% | 3.32% | — | 0.00% | 4.86% |
| Q2 2025 | 507.88% | 3.53% | — | 0.00% | 5.12% |
| Q1 2025 | 506.68% | 3.30% | — | 0.00% | 4.75% |
| Q4 2024 | 507.80% | 3.88% | — | 0.00% | 5.54% |
| Q3 2024 | 508.00% | 4.11% | — | 0.00% | 5.81% |
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Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 1 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| JPMorgan Chase Bank, Dearborn (main office) | Dearborn , MI | 48126 | $500K |
Regulatory record
What the public regulatory sources show for JPMorgan Chase Bank, Dearborn, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 7 against the institution (Federal Reserve)
- March 8, 2024, Federal Reserve: Cease and Desist Order, Civil Money Penalty: JPMorgan Chase & Co., New York, New York
- November 17, 2016, Federal Reserve: Cease and Desist Order: JPMorgan Chase & Co., New York, New York
- November 17, 2016, Federal Reserve: Civil Money Penalty, $61,932,500: JPMorgan Chase & Co., New York, New York
- January 14, 2013, Federal Reserve: Cease and Desist Order: JPMorgan Chase & Co., New York, New York
- February 9, 2012, Federal Reserve: Civil Money Penalty, $275,000,000: JPMorgan Chase & Co., New York, New York and EMC Mortgage Corporation, Lewisville, Texas
- Period: Most recent institution action March 8, 2024. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in MI, rank 95 of 98 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- Consumer complaints
- 26,658 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about JPMorgan Chase Bank, Dearborn
What are JPMorgan Chase Bank, Dearborn's total assets?
As of the Q2 2026 filing, JPMorgan Chase Bank, Dearborn reported total assets of $71.5 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is JPMorgan Chase Bank, Dearborn headquartered?
JPMorgan Chase Bank, Dearborn is headquartered in Dearborn, MI, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was JPMorgan Chase Bank, Dearborn founded?
JPMorgan Chase Bank, Dearborn was established in 1974, per the FDIC institution directory.
Is JPMorgan Chase Bank, Dearborn FDIC-insured?
Yes. JPMorgan Chase Bank, Dearborn is an FDIC-insured commercial bank (FDIC Certificate #21761). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates JPMorgan Chase Bank, Dearborn?
JPMorgan Chase Bank, Dearborn's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is JPMorgan Chase Bank, Dearborn's CET1 capital ratio?
JPMorgan Chase Bank, Dearborn reported a Common Equity Tier 1 (CET1) capital ratio of 507.91% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does JPMorgan Chase Bank, Dearborn operate?
JPMorgan Chase Bank, Dearborn operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is JPMorgan Chase Bank, Dearborn's Texas Ratio?
JPMorgan Chase Bank, Dearborn's Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was JPMorgan Chase Bank, Dearborn previously called?
The charter now named JPMorgan Chase Bank, Dearborn has also operated as Bank One, Dearborn, National Association (1999-2004), N.B.D. Dearborn Bank, National Association (1979-1999), National Bank of Dearborn (1976-1979), per FDIC structure-change records.
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