Wells Fargo National Bank West: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
Wells Fargo National Bank West, based in Las Vegas, Nevada, reported $8.8 billion in assets at June 30, 2026, down 6.8% from a year earlier. It returns 5.1% a year on shareholders' equity, about a third the median of 12.6% for the 895 banks with $1 billion to $10 billion in assets. On the other hand, it spends about 22 cents to bring in each dollar of revenue, about a third the median of 58 cents for banks its size.
The balance sheet shrank over the year: over the year loans fell 11.1% and deposits fell 6.4%. Problem loans, meaning loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.97% of loans from 0.81% a year earlier. Its margin is thin by comparison: it keeps 1.61 cents of net interest income on every dollar of earning assets, about half the median of 3.71 cents for banks its size.
As of June 30, 2026, Wells Fargo National Bank West reported a CET1 capital ratio of 64.87%, a return on assets of 0.96%, a nonperforming-loan ratio of 0.97% and a Texas ratio of 2.71%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 4455 Spring Mountain Rd, Las Vegas, NV 89102
- County
- Clark
- Metro Area
- Las Vegas-Henderson-North Las Vegas, NV
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 031
- Established
- December 1, 1988
- Former names
- Wells Fargo Financial National Bank (2000-2019)
- Offices
- 1 domestic
- Domestic deposits
- $6.93B
- Allowance for credit losses
- $15.9M
- Net charge-offs (YTD)
- $2K
- Average total assets
- $8.82B
- Average total loans
- $4.82B
- Average interest-bearing deposits
- $6.87B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- December 1, 1988
- FDIC Cert
- 27389
- Fed RSSD
- 1225761
- SEC CIK
- 72971 → filed by WELLS FARGO & COMPANY
- Website
- www.wellsfargo.com →
- Parent Holding Company
- WFC HOLDINGS, LLC (RSSD 2741679)
- Ultimate Parent
- WELLS FARGO & COMPANY (RSSD 1120754)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Wells Fargo National Bank West terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
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How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 64.87% | 0.96% | 0.97% | 2.71% | 1.61% |
| Q1 2026 | 59.16% | 1.00% | 0.87% | 2.57% | 1.62% |
| Q4 2025 | 57.38% | 0.94% | 0.82% | 2.56% | 1.59% |
| Q3 2025 | 54.25% | 0.88% | 0.91% | 2.98% | 1.60% |
| Q2 2025 | 52.00% | 0.90% | 0.81% | 2.76% | 1.55% |
| Q1 2025 | 47.58% | 0.78% | 0.77% | 2.75% | 1.52% |
| Q4 2024 | 45.42% | 1.01% | 0.84% | 3.11% | 1.50% |
| Q3 2024 | 43.98% | 0.71% | 0.79% | 3.16% | 1.48% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View the branch →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Wells Fargo National Bank West (main office) | Las Vegas , NV | 89102 | $6.93B |
Regulatory record
What the public regulatory sources show for Wells Fargo National Bank West, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 7 against the institution (Federal Reserve); 2 against individuals associated with it
- March 24, 2023, Federal Reserve: Civil Money Penalty: Wells Fargo & Company, San Francisco, California
- April 8, 2020, Federal Reserve: Amendment to February 2, 2018 Order to Cease and Desist: Wells Fargo & Company, San Francisco, California
- February 2, 2018, Federal Reserve: Cease and Desist Order: Wells Fargo & Company, San Francisco, California
- February 28, 2013, Federal Reserve: Amendment to 4/13/2011 Order to Cease and Desist: Wells Fargo & Company, San Francisco, California
- February 9, 2012, Federal Reserve: Civil Money Penalty, $87,000,000: Wells Fargo & Company, San Francisco, California
- Period: Most recent institution action March 24, 2023. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 5.9% of deposits in NV, rank 8 of 49 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- Not on file: no SBA 7(a) loans matched
- Period: not on file. Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Wells Fargo National Bank West
What are Wells Fargo National Bank West's total assets?
As of the Q2 2026 filing, Wells Fargo National Bank West reported total assets of $8.77 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Wells Fargo National Bank West headquartered?
Wells Fargo National Bank West is headquartered in Las Vegas, NV, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Wells Fargo National Bank West founded?
Wells Fargo National Bank West was established in 1988, per the FDIC institution directory.
Is Wells Fargo National Bank West FDIC-insured?
Yes. Wells Fargo National Bank West is an FDIC-insured commercial bank (FDIC Certificate #27389). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Wells Fargo National Bank West?
Wells Fargo National Bank West's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Wells Fargo National Bank West's CET1 capital ratio?
Wells Fargo National Bank West reported a Common Equity Tier 1 (CET1) capital ratio of 64.87% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Wells Fargo National Bank West operate?
Wells Fargo National Bank West operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Wells Fargo National Bank West's Texas Ratio?
Wells Fargo National Bank West's Texas Ratio is 2.71% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Wells Fargo National Bank West previously called?
The charter now named Wells Fargo National Bank West has also operated as Wells Fargo Financial National Bank (2000-2019), per FDIC structure-change records.
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