Beverly Bank & Trust Company, N.A.: Financial Reports & UBPR Data
BankRegReports is independent of Beverly Bank & Trust Company, N.A. and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Beverly Bank & Trust Company, N.A. operates with a thinner capital cushion than most banks of its size. Its balance sheet stood at $2.7 billion at June 30, 2026, up 4.6% from a year earlier; it is based in Chicago, Illinois. It holds common equity equal to 11.43% of its risk-weighted assets, lower than about three-quarters of the 895 banks with $1 billion to $10 billion in assets (median 13.52%). It also grew its loan book 0.4% over the year, a small fraction of the median of 5.9% for banks its size.
Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.40% of loans from 0.67%. Deposits are coming in faster than loans: over the year loans rose 0.4% and deposits rose 4.0%.
As of June 30, 2026, Beverly Bank & Trust Company, N.A. reported a CET1 capital ratio of 11.43%, a return on assets of 1.39%, a nonperforming-loan ratio of 0.34% and a Texas ratio of 3.57%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 10258 S Western Ave, Chicago, IL 60643
- County
- Cook
- Metro Area
- Chicago-Naperville-Elgin, IL-IN
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- April 1, 2004
- Offices
- 8 domestic
- Employees (FTE)
- 209
- Domestic deposits
- $2.27B
- Allowance for credit losses
- $13.7M
- Net charge-offs (YTD)
- $3.0M
- Average total assets
- $2.61B
- Average total loans
- $2.04B
- Average interest-bearing deposits
- $1.81B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- April 1, 2004
- FDIC Cert
- 57701
- Fed RSSD
- 3216017
- SEC CIK
- 1015328 → filed by WINTRUST FINANCIAL CORPORATION
- Website
- www.thebeverlybank.com →
- Parent Holding Company
- WINTRUST FINANCIAL CORPORATION (RSSD 2260406) · WTFC
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Timothy Crane | CEO | PRESIDENT & CEO |
| Thomas P Zidar | CHR | CHAIRMAN SR MKT HD WEALTH -MTG |
| David L Stoehr | CFO | CHIEF FINANCIAL OFFICER |
| David A Dykstra | COO | VICE CHAIRMAN AND COO |
| Kathleen M Boege | GC | EVP, CHIEF LEGAL OFC, AND SEC |
| James V Lentino | CRO | SVP and Chief Risk Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Beverly Bank & Trust Company, N.A. terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Beverly Bank & Trust Company, N.A., freeBeverly Bank & Trust Company, N.A. rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.43% | 1.39% | 0.34% | 3.57% | 3.65% |
| Q1 2026 | 11.80% | 1.93% | 0.30% | 3.11% | 3.67% |
| Q4 2025 | 11.83% | 1.92% | 0.34% | 3.57% | 3.72% |
| Q3 2025 | 11.51% | 1.10% | 0.49% | 3.91% | 3.59% |
| Q2 2025 | 11.19% | 1.37% | 0.63% | 5.67% | 3.68% |
| Q1 2025 | 11.15% | 1.55% | 0.58% | 5.23% | 3.73% |
| Q4 2024 | 11.56% | 1.09% | 0.50% | 4.40% | 3.61% |
| Q3 2024 | 11.51% | 1.28% | 0.35% | 4.02% | 3.64% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 8 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Beverly Bank & Trust Company, N.A. (main office) | Chicago , IL | 60643 | $1.20B |
| Oak Lawn Bank and Trust Branch | Oak Lawn , IL | 60453 | $446.9M |
| Hyde Park Branch | Chicago , IL | 60615 | $297.3M |
| First National Bank of Evergreen Park Branch | Evergreen Park , IL | 60805 | $123.4M |
| Pullman Bank & Trust Company Branch | Chicago , IL | 60643 | $83.4M |
| 57th Street Branch | Chicago , IL | 60637 | $65.6M |
| Brighton Park Branch | Chicago , IL | 60632 | $52.1M |
| South Side Community Bank Branch | Chicago , IL | 60637 | $6.6M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| December 13, 2012 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 12, 2012 | Structure Change | Acquired Hyde Park Bank and Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
What the public regulatory sources show for Beverly Bank & Trust Company, N.A., each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- None against the institution on file; 3 against individuals associated with it
- Period: Most recent action August 15, 2011. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.3% of deposits in IL, rank 38 of 383 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 98 applications, 65 loans originated, $47.1M originated, across 10 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 8 loans, $2.5M approved, $309K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows Beverly Bank & Trust Company, N.A.’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare Beverly Bank & Trust Company, N.A. with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about Beverly Bank & Trust Company, N.A.
What are Beverly Bank & Trust Company, N.A.'s total assets?
As of the Q2 2026 filing, Beverly Bank & Trust Company, N.A. reported total assets of $2.69 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Beverly Bank & Trust Company, N.A. headquartered?
Beverly Bank & Trust Company, N.A. is headquartered in Chicago, IL, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Beverly Bank & Trust Company, N.A. founded?
Beverly Bank & Trust Company, N.A. was established in 2004, per the FDIC institution directory.
Is Beverly Bank & Trust Company, N.A. FDIC-insured?
Yes. Beverly Bank & Trust Company, N.A. is an FDIC-insured commercial bank (FDIC Certificate #57701). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Beverly Bank & Trust Company, N.A.?
Beverly Bank & Trust Company, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Beverly Bank & Trust Company, N.A.'s CET1 capital ratio?
Beverly Bank & Trust Company, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 11.43% in its Q2 2026 call report, above regulatory requirements.
How many branches does Beverly Bank & Trust Company, N.A. operate?
Beverly Bank & Trust Company, N.A. operates 8 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Beverly Bank & Trust Company, N.A.'s Texas Ratio?
Beverly Bank & Trust Company, N.A.'s Texas Ratio is 3.57% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
Go deeper on Beverly Bank & Trust Company, N.A.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock Beverly Bank & Trust Company, N.A., freeFree account