First Savings Bank of Hegewisch: Financial Reports & UBPR Data
BankRegReports is independent of First Savings Bank of Hegewisch and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
First Savings Bank of Hegewisch spends more to run itself than most banks of its size. Based in Chicago, Illinois, it had $787 million in assets at June 30, 2026, down 1.6% from a year earlier. It earns about $0.13 a year on every $100 of assets, a small fraction of the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 92 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 61 cents).
Unrealized losses on its securities total $36 million, equal to 30% of Tier 1 capital, against 35% a year earlier. Its margin is thin by comparison: it keeps 1.89 cents of net interest income on every dollar of earning assets, about half the median of 3.95 cents for banks its size.
As of June 30, 2026, First Savings Bank of Hegewisch reported a CET1 capital ratio of 38.89%, a return on assets of 0.13%, a nonperforming-loan ratio of 0.06% and a Texas ratio of 0.18%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 13220 S Baltimore Ave, Chicago, IL 60633
- County
- Cook
- Metro Area
- Chicago-Naperville-Elgin, IL-IN
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- —
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Limited trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 1, 1914
- Former names
- First Federal Savings of Hegewisch (1982-1993); First Savings and Loan Association of Hegewisch (1940-1982)
- Offices
- 14 domestic
- Employees (FTE)
- 96
- Domestic deposits
- $666.6M
- Allowance for credit losses
- $1.9M
- Net charge-offs (YTD)
- $0
- Average total assets
- $792.9M
- Average total loans
- $355.0M
- Average interest-bearing deposits
- $604.0M
- Tax status
- C corporation
- Ownership
- Mutual
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 29809
- Fed RSSD
- 483274
- Website
- www.fsbhegewisch.com →
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full First Savings Bank of Hegewisch terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock First Savings Bank of Hegewisch, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Held-to-maturity securities carry unrealized losses equal to more than a quarter of book equity. Because HTM is held at amortized cost, these losses are not reflected in reported capital, the dynamic that masked Silicon Valley Bank's insolvency before its March 2023 failure. BankRegReports analysis, HTM marks aren't a reported regulatory metric.
First Savings Bank of Hegewisch rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for First Savings Bank of Hegewisch: CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 38.89% | 0.13% | 0.06% | 0.18% | 1.89% |
| Q1 2026 | — | 0.16% | 0.06% | 0.18% | 1.77% |
| Q4 2025 | — | 0.03% | 0.14% | 0.43% | 1.74% |
| Q3 2025 | — | 0.09% | 0.05% | 0.16% | 1.65% |
| Q2 2025 | 37.67% | -0.03% | 0.04% | 0.12% | 1.64% |
| Q1 2025 | — | 0.01% | 0.08% | 0.25% | 1.43% |
| Q4 2024 | — | -0.18% | 0.07% | 0.22% | 1.28% |
| Q3 2024 | — | -0.11% | 0.12% | 0.38% | 1.23% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 14 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Savings Bank of Hegewisch (main office) | Chicago , IL | 60633 | $125.0M |
| 18207 Burnham Avenue Branch | Lansing , IL | 60438 | $101.7M |
| Dyer Branch | Dyer , IN | 46311 | $77.8M |
| 11601 Ave O Branch | Chicago , IL | 60617 | $63.2M |
| Tinley Park Branch | Tinley Park , IL | 60477 | $58.9M |
| 1100 E Sibley Blvd Branch | Calumet City , IL | 60409 | $53.5M |
| 2351 Glenwood Dyer Road | Lynwood , IL | 60411 | $31.6M |
| Saint John Branch | Saint John , IN | 46373 | $26.9M |
| 7048 Kennedy Ave Br | Hammond , IN | 46323 | $26.6M |
| Indianapolis Boulevard Branch | Highland , IN | 46322 | $26.4M |
| South End Savings Branch | Homewood , IL | 60430 | $25.8M |
| Frankfort Branch | Frankfort , IL | 60423 | $22.6M |
| Oak Forest Branch | Oak Forest , IL | 60452 | $13.3M |
| Crown Point Branch | Crown Point , IN | 46307 | $13.1M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| July 1, 2016 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| July 1, 2016 | Structure Change | Acquired Lake Federal Bank, FSB Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 28, 2015 | Structure Change | Acquired South End Savings, s.b. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 26, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| June 30, 1984 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 7, 1983 | Structure Change | Acquired Lansing Federal Savings and Loan Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
What the public regulatory sources show for First Savings Bank of Hegewisch, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 1 against the institution (OCC (former OTS)); 2 against individuals associated with it
- February 18, 1992, OCC (former OTS): Cease and Desist: First Federal Savings of Hedewisch
- Period: Most recent institution action February 18, 1992. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in IL, rank 108 of 383 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- Not on file: no SBA 7(a) loans matched
- Period: not on file. Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows First Savings Bank of Hegewisch’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare First Savings Bank of Hegewisch with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about First Savings Bank of Hegewisch
What are First Savings Bank of Hegewisch's total assets?
As of the Q2 2026 filing, First Savings Bank of Hegewisch reported total assets of $787.0 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First Savings Bank of Hegewisch headquartered?
First Savings Bank of Hegewisch is headquartered in Chicago, IL, United States. It files quarterly FFIEC call reports, as every FDIC-insured savings bank must.
When was First Savings Bank of Hegewisch founded?
First Savings Bank of Hegewisch was established in 1914, per the FDIC institution directory.
Is First Savings Bank of Hegewisch FDIC-insured?
Yes. First Savings Bank of Hegewisch is an FDIC-insured savings bank (FDIC Certificate #29809). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Savings Bank of Hegewisch?
First Savings Bank of Hegewisch's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First Savings Bank of Hegewisch's CET1 capital ratio?
First Savings Bank of Hegewisch reported a Common Equity Tier 1 (CET1) capital ratio of 38.89% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does First Savings Bank of Hegewisch operate?
First Savings Bank of Hegewisch operates 14 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First Savings Bank of Hegewisch's Texas Ratio?
First Savings Bank of Hegewisch's Texas Ratio is 0.18% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was First Savings Bank of Hegewisch previously called?
The charter now named First Savings Bank of Hegewisch has also operated as First Federal Savings of Hegewisch (1982-1993), First Savings and Loan Association of Hegewisch (1940-1982), per FDIC structure-change records.
Go deeper on First Savings Bank of Hegewisch.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock First Savings Bank of Hegewisch, freeFree account