Bradesco Bank: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
Bradesco Bank, based in Coral Gables, Florida, reported $6.1 billion in assets at June 30, 2026, up 19.2% from a year earlier. It holds about two-thirds of its deposits (64%) above the FDIC insurance limit, about double the median of 30.9% for the 895 banks with $1 billion to $10 billion in assets. On the other hand, it holds commercial real estate loans worth 0.5 times its capital, a small fraction of the median of 2.2 times for banks its size.
Net income for the quarter rose 15% from a year earlier, to $14 million. Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.15% of loans from 0.26%. Its margin is thin by comparison: it keeps 2.89 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.71 cents).
As of June 30, 2026, Bradesco Bank reported a CET1 capital ratio of 13.93%, a return on assets of 0.92%, a nonperforming-loan ratio of 0.15% and a Texas ratio of 1.23%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 3011 Ponce De Leon Boulevard Ph1, Coral Gables, FL 33134
- County
- Miami-Dade
- Metro Area
- Miami-Fort Lauderdale-West Palm Beach, FL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 031
- Established
- October 12, 1973
- Former names
- Bradesco BAC Florida Bank (2021-2023); BAC Florida Bank (2006-2021); Popular Bank of Florida (1979-1998); Popular Bank of Hialeah (1975-1979)
- Offices
- 1 domestic
- Employees (FTE)
- 339
- Domestic deposits
- $5.00B
- Allowance for credit losses
- $43.5M
- Net charge-offs (YTD)
- $57K
- Average total assets
- $5.98B
- Average total loans
- $4.39B
- Average interest-bearing deposits
- $4.42B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- October 12, 1973
- FDIC Cert
- 21265
- Fed RSSD
- 725732
- Website
- www.bradescobank.com →
- Parent Holding Company
- LECCE HOLDINGS S.A. (RSSD 5537668)
- Ultimate Parent
- BBD PARTICIPACOES S.A. (RSSD 3671102)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Bradesco Bank terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Bradesco Bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.
Bradesco Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for Bradesco Bank: Uninsured deposits.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.93% | 0.92% | 0.15% | 1.23% | 2.89% |
| Q1 2026 | 15.34% | 1.09% | 0.22% | 1.45% | 2.82% |
| Q4 2025 | 15.89% | 0.94% | 0.20% | 1.44% | 2.88% |
| Q3 2025 | 17.01% | 1.02% | 0.18% | 1.23% | 2.84% |
| Q2 2025 | 16.66% | 0.96% | 0.26% | 1.74% | 2.84% |
| Q1 2025 | 17.06% | 0.96% | 0.22% | 1.45% | 2.74% |
| Q4 2024 | 17.10% | 0.73% | 0.19% | 1.24% | 2.59% |
| Q3 2024 | 18.05% | 0.75% | 0.16% | 1.05% | 2.60% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View the branch →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bradesco Bank (main office) | Coral Gables , FL | 33134 | $5.00B |
Regulatory record
What the public regulatory sources show for Bradesco Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.6% of deposits in FL, rank 26 of 192 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 905 applications, 699 loans originated, $508.9M originated, across 7 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $93K approved, $93K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1999 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Bradesco Bank
What are Bradesco Bank's total assets?
As of the Q2 2026 filing, Bradesco Bank reported total assets of $6.10 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bradesco Bank headquartered?
Bradesco Bank is headquartered in Coral Gables, FL, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Bradesco Bank founded?
Bradesco Bank was established in 1973, per the FDIC institution directory.
Is Bradesco Bank FDIC-insured?
Yes. Bradesco Bank is an FDIC-insured commercial bank (FDIC Certificate #21265). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bradesco Bank?
Bradesco Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bradesco Bank's CET1 capital ratio?
Bradesco Bank reported a Common Equity Tier 1 (CET1) capital ratio of 13.93% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bradesco Bank operate?
Bradesco Bank operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bradesco Bank's Texas Ratio?
Bradesco Bank's Texas Ratio is 1.23% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Bradesco Bank previously called?
The charter now named Bradesco Bank has also operated as Bradesco BAC Florida Bank (2021-2023), BAC Florida Bank (2006-2021), Popular Bank of Florida (1979-1998), Popular Bank of Hialeah (1975-1979), per FDIC structure-change records.
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