The Adirondack Trust Company Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the The Adirondack Trust Company routing number?

The The Adirondack Trust Company routing number is 021302884. It is the primary ABA routing transit number registered to The Adirondack Trust Company, headquartered in Saratoga Springs, NY. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the The Adirondack Trust Company wire routing number?

This page lists 021302884, the primary routing number registered to The Adirondack Trust Company. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with The Adirondack Trust Company before sending a wire.

Is ABA number 021302884 the routing number for The Adirondack Trust Company?

Yes. ABA number 021302884 is the primary routing number registered to The Adirondack Trust Company. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 021302884?

Routing number 021302884 belongs to The Adirondack Trust Company, headquartered in Saratoga Springs, NY. It is the bank's primary ABA routing number (FDIC certificate 660).

Routing numbers of similar-size institutions in New York

Credit union, Saratoga Springs, NY

Saratoga's Community Federal Credit Union: 221379659

Credit union, Kingston, NY

Mid-Hudson Valley Federal Credit Union: 221976243

Bank, New York, NY

Grasshopper Bank, N.A.: 026015024

Bank, Astoria, NY

Alma Bank: 026014384

Credit union, Ithaca, NY

Beginnings Credit Union: 221381540

Bank, Utica, NY

Bank of Utica: 021311383

Credit union, Rochester, NY

The Summit Federal Credit Union: 222382315

Bank, Oswego, NY

Pathfinder Bank: 221370894

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