Agility Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to average assets: 1.60 percentage points lower than in Q1 2026, at 19.96%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 19.99% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $28.8M |
| Tier 1 capital | $28.8M |
| Total risk-based capital | — |
| Total equity capital | $28.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 18.93% |
| Tangible equity to tangible assets | 18.93% |
| Equity capital to average assets | 19.96% |
| Internal capital growth rate | -1.70% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $4.5M |
| Common stock surplus | $40.3M |
| Retained earnings | -$16.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$47K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 50.05% | 47.65% | 47.65% |
| Q4 2023 | 46.44% | 45.82% | 45.82% |
| Q1 2024 | 44.70% | 43.06% | 43.06% |
| Q2 2024 | 40.54% | 40.35% | 40.35% |
| Q3 2024 | 37.53% | 36.73% | 36.73% |
| Q4 2024 | 31.16% | 28.80% | 28.80% |
| Q1 2025 | 25.72% | 23.09% | 23.09% |
| Q2 2025 | 22.48% | 21.88% | 21.88% |
| Q3 2025 | 21.94% | 22.15% | 22.15% |
| Q4 2025 | 22.07% | 22.30% | 22.30% |
| Q1 2026 | 21.58% | 20.05% | 20.05% |
| Q2 2026 | 19.99% | 18.93% | 18.93% |
Agility Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Agility Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Agility Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59239) · FFIEC NIC profile (RSSD 5728916)