Agility Bank, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which fell 0.25 percentage points to 4.07%. Within Texas, Agility Bank, N.A. is 184th of 345 on net interest margin, 4.07% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Agility Bank, N.A. sits 0.12 points higher, at 4.07% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.21% |
| Yield on loans | 7.08% |
| Yield on securities | 3.67% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.63% |
| Cost of interest-bearing deposits | 3.55% |
| Cost of interest-bearing liabilities | 3.55% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.07% |
| Yield to cost spread | 2.66% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.8M |
| Total interest expense | $758K |
| Interest expense on deposits | $758K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.21% | 3.10% | 4.72% | 7.29% | 3.65% |
| Q4 2023 | 6.55% | 3.13% | 4.93% | 7.44% | 3.02% |
| Q1 2024 | 6.84% | 3.03% | 5.15% | 7.89% | 2.96% |
| Q2 2024 | 6.94% | 2.86% | 5.32% | 7.58% | 4.39% |
| Q3 2024 | 7.31% | 3.16% | 5.43% | 8.10% | 4.23% |
| Q4 2024 | 7.53% | 2.97% | 5.63% | 8.25% | 4.34% |
| Q1 2025 | 6.94% | 2.94% | 4.86% | 7.61% | 4.54% |
| Q2 2025 | 6.94% | 3.02% | 4.62% | 7.55% | 2.89% |
| Q3 2025 | 7.00% | 2.95% | 4.72% | 7.85% | 4.05% |
| Q4 2025 | 6.84% | 2.82% | 4.70% | 7.57% | 4.05% |
| Q1 2026 | 6.38% | 2.67% | 4.32% | 7.23% | 3.98% |
| Q2 2026 | 6.21% | 2.63% | 4.07% | 7.08% | 3.67% |
Agility Bank, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Agility Bank, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Agility Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59239) · FFIEC NIC profile (RSSD 5728916)