Agility Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Agility Bank, N.A. of Houston, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.34% | 1.35% | -1.69% | 3rd bottom |
| ROAE | -1.71% | 12.06% | -13.77% | 4th bottom |
| Net Interest Margin | 4.07% | 3.90% | +0.17% | 57th above |
| Efficiency Ratio | 100.67% | 63.14% | +37.53% | 3rd bottom |
| PPNR / Avg Assets | -0.03% | 1.64% | -1.67% | 3rd bottom |
| Yield on Earning Assets | 6.21% | 5.65% | +0.56% | 78th top |
| Cost of Funds | 2.63% | 1.85% | +0.78% | 12th bottom |
| Net Interest Spread | 2.66% | 3.35% | -0.69% | 19th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.18% | 0.92% | +0.26% | 25th below |
| NPA / Total Assets | 0.77% | 0.67% | +0.10% | 27th below |
| NCO / Avg Loans | 0.16% | 0.15% | +0.01% | 15th bottom |
| ACL / Total Loans | 1.76% | 1.28% | +0.48% | 89th top |
| ACL / NPLs (Coverage) | 149.87% | 1645.78% | -1495.91% | 40th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.86% | 7.15% | -3.29% | 47th below |
| Provision / NCO | 89.29% | 1189.87% | -1100.58% | 37th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 19.99% | 12.46% | +7.53% | 96th top |
| Equity / Assets | 18.93% | 11.67% | +7.26% | 95th top |
| TCE / Tangible Assets | 18.93% | 11.40% | +7.53% | 96th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.01% | 78.64% | +4.37% | 45th below |
| Core Deposit Ratio | 82.56% | 87.10% | -4.54% | 22nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 14.45% | 6.47% | +7.98% | 91st top |
| Loan Growth (Y/Y) | -1.25% | 7.64% | -8.89% | 18th bottom |
| Deposit Growth (Y/Y) | 19.93% | 6.02% | +13.91% | 94th top |
See Agility Bank, N.A.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Agility Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Agility Bank, N.A. profile, how to read a UBPR, or how this data updates.