Agility Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 13.23 percentage points in Q2 2026, from 113.76% to 100.53%. It was the largest change from Q1 2026 among the key lines here. Within Texas, Agility Bank, N.A. is 109th of 346 on loan-to-deposit ratio, 83.01% as of Q2 2026, above the middle of the field. At 83.01%, Agility Bank, N.A.'s loan-to-deposit ratio is close to the 80.84% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $49.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.01% |
| Net loans and leases to deposits | 81.54% |
| Loans and leases to core deposits | 100.53% |
| Core deposits to total deposits | 82.56% |
| Brokered deposits to total deposits | 0.83% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 127.46% | 89.64% | $0 | $0 |
| Q4 2023 | 132.49% | 88.23% | $0 | $0 |
| Q1 2024 | 114.19% | 85.01% | $0 | $0 |
| Q2 2024 | 117.83% | 81.39% | $0 | $0 |
| Q3 2024 | 129.93% | 79.38% | $0 | $0 |
| Q4 2024 | 123.45% | 83.14% | $0 | $0 |
| Q1 2025 | 103.58% | 77.56% | $0 | $0 |
| Q2 2025 | 100.81% | 79.21% | $0 | $0 |
| Q3 2025 | 101.32% | 79.01% | $0 | $0 |
| Q4 2025 | 102.75% | 77.76% | $0 | $0 |
| Q1 2026 | 91.81% | 80.70% | $0 | $0 |
| Q2 2026 | 83.01% | 82.56% | $0 | $0 |
Agility Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Agility Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Agility Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59239) · FFIEC NIC profile (RSSD 5728916)