Ambler Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Tangible equity to tangible assets rose 0.61 percentage points from Q1 2026 to Q2 2026, ending at 12.28% against 11.67%. It was the largest change among the key lines on this page. Within Pennsylvania, Ambler Savings Bank is 16th of 72 on CET1 ratio, 21.35% as of Q2 2026, above the middle of the field. Ambler Savings Bank reported 21.35% on CET1 ratio for Q2 2026, 6.28 points above the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 21.35% |
| Tier 1 risk-based capital ratio | 21.35% |
| Total risk-based capital ratio | 22.16% |
| Tier 1 leverage ratio | 14.29% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $73.5M |
| Tier 1 capital | $73.5M |
| Total risk-based capital | $76.3M |
| Total equity capital | $62.1M |
| Risk-weighted assets | $344.5M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.36% |
| Tangible equity to tangible assets | 12.28% |
| Equity capital to average assets | 12.05% |
| Internal capital growth rate | 5.58% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $74.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$11.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 22.54% | 22.54% | 23.47% | 13.50% | $299.9M |
| Q4 2023 | 22.39% | 22.39% | 23.30% | 13.50% | $304.0M |
| Q1 2024 | 22.50% | 22.50% | 23.41% | 13.87% | $303.7M |
| Q2 2024 | 22.02% | 22.02% | 22.91% | 13.93% | $312.6M |
| Q3 2024 | 22.44% | 22.44% | 23.34% | 13.54% | $309.4M |
| Q4 2024 | 21.90% | 21.90% | 22.77% | 13.54% | $318.7M |
| Q1 2025 | 21.95% | 21.95% | 22.82% | 14.09% | $319.8M |
| Q2 2025 | 21.71% | 21.71% | 22.57% | 14.04% | $325.4M |
| Q3 2025 | 21.89% | 21.89% | 22.75% | 13.61% | $325.7M |
| Q4 2025 | 21.48% | 21.48% | 22.31% | 13.40% | $334.8M |
| Q1 2026 | 21.88% | 21.88% | 22.72% | 14.03% | $332.2M |
| Q2 2026 | 21.35% | 21.35% | 22.16% | 14.29% | $344.5M |
Ambler Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Ambler Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Ambler Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28701) · FFIEC NIC profile (RSSD 206174)