Ambler Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Ambler Savings Bank of Ambler, PA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.66% | 1.34% | -0.68% | 18th bottom |
| ROAE | 5.51% | 13.32% | -7.81% | 16th bottom |
| Net Interest Margin | 2.97% | 3.93% | -0.96% | 9th bottom |
| Efficiency Ratio | 74.98% | 61.13% | +13.85% | 20th bottom |
| PPNR / Avg Assets | 0.74% | 1.68% | -0.94% | 13th bottom |
| Yield on Earning Assets | 4.61% | 5.67% | -1.06% | 11th bottom |
| Cost of Funds | 1.90% | 1.88% | +0.02% | 43rd below |
| Net Interest Spread | 2.30% | 3.32% | -1.02% | 8th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.31% | 0.94% | -0.63% | 57th above |
| NPA / Total Assets | 0.22% | 0.70% | -0.48% | 58th above |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 77th top |
| ACL / Total Loans | 0.79% | 1.28% | -0.49% | 10th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 255.48% | 1539.36% | -1283.88% | 55th above |
| Texas Ratio | 1.70% | 7.33% | -5.63% | 66th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 21.35% | 19.50% | +1.85% | 81st top |
| Tier 1 Ratio | 21.35% | 19.53% | +1.82% | 81st top |
| Total Capital Ratio | 22.16% | 20.62% | +1.54% | 80th top |
| Leverage Ratio | 14.29% | 12.14% | +2.15% | 83rd top |
| Equity / Assets | 12.36% | 11.37% | +0.99% | 74th above |
| TCE / Tangible Assets | 12.28% | 11.09% | +1.19% | 76th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.15% | 80.64% | +2.51% | 45th below |
| Core Deposit Ratio | 93.75% | 86.86% | +6.89% | 78th top |
| Wholesale Funding Ratio | 2.15% | 5.04% | -2.89% | 66th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.58% | 6.86% | -7.44% | 16th bottom |
| Loan Growth (Y/Y) | 3.94% | 7.90% | -3.96% | 42nd below |
| Deposit Growth (Y/Y) | 2.13% | 6.29% | -4.16% | 36th below |
See Ambler Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Ambler Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Ambler Savings Bank profile, how to read a UBPR, or how this data updates.