Branch Network
American Riviera Bank Locations & Branches Santa Barbara, California
BankRegReports is independent of American Riviera Bank and never asks for online banking logins or passwords.
American Riviera Bank operates 7 branches from its headquarters in Santa Barbara, CA, .
American Riviera Bank branch network
All 7 branches are in CALIFORNIA, across 6 cities. Santa Barbara, CA has the most of its branches, 2. Its largest office by deposits is its main office in Santa Barbara, CA, with $543.8M (43.9% of its branch deposits). It had the same number of branches on June 30, 2025.
American Riviera Bank at a glance
Its CET1 capital ratio was 12.40% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $1.44B
- CET1 ratio, Q2 2026
- 12.40%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2006
Full financial profile · Is American Riviera Bank safe? · American Riviera Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Santa Barbara, CA (2 branches) | 4 of 16 | 10.2% | $622.0M |
| State: CA (7 branches) | 73 of 164 | <0.1% | $1.24B |
Ranked by total assets among banks headquartered in the state: Largest banks in California.
Share by county and metro area
American Riviera Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Santa Barbara, CA (4 branches) | 7 of 20 | 5.5% | $780.3M | $14.10B |
| San Luis Obispo, CA (3 branches) | 7 of 14 | 5.3% | $458.7M | $8.66B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Santa Maria-Santa Barbara, CA (4 branches) | 7 of 20 | 5.5% | $780.3M | $14.10B |
| San Luis Obispo-Paso Robles, CA (3 branches) | 7 of 14 | 5.3% | $458.7M | $8.66B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| American Riviera Bank (main office) | Santa Barbara, CA | 93101 | $543.8M |
| Paso Robles | Paso Robles, CA | 93446 | $252.0M |
| San Luis Obispo Branch | San Luis Obispo, CA | 93401 | $172.2M |
| Goleta Branch | Goleta, CA | 93117 | $136.4M |
| Montecito - Upper Village Branch | Santa Barbara, CA | 93108 | $78.2M |
| Atascadero Branch | Atascadero, CA | 93422 | $34.5M |
| Santa Maria Branch | Santa Maria, CA | 93455 | $21.9M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 58281) · FFIEC NIC profile (RSSD 3388482)