Lists · Deposits by metro area
Santa Maria-Santa Barbara, CA Metro Area Bank Deposit Market Share
JPMorgan Chase Bank, N.A. holds the largest share of deposits in the Santa Maria-Santa Barbara, CA metro area, 18.2%, followed by Wells Fargo Bank, N.A. (15.8%) and Bank of America, N.A. (15.2%). 20 institutions hold $14.10B at 87 offices as of June 30, 2026, down 0.6% from 2025.
Largest share changes since 2025
Gained: Columbia Bank (4.39 points, new to this market); Wells Fargo Bank, N.A. (0.91 points); American Riviera Bank (0.42 points).
Lost: Montecito Bank & Trust (-0.85 points); U.S. Bank N.A. (-0.25 points); Banc of California (-0.24 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, N.A. | $2.57B | 18.20% | +0.08 pts |
| 2 | Wells Fargo Bank, N.A. | $2.22B | 15.77% | +0.91 pts |
| 3 | Bank of America, N.A. | $2.14B | 15.18% | +0.28 pts |
| 4 | U.S. Bank N.A. | $1.60B | 11.36% | -0.25 pts |
| 5 | Montecito Bank & Trust | $1.47B | 10.44% | -0.85 pts |
| 6 | Mechanics Bank | $1.07B | 7.55% | -0.12 pts |
| 7 | American Riviera Bank | $780.3M | 5.53% | +0.42 pts |
| 8 | Columbia Bank | $619.5M | 4.39% | +4.39 pts |
| 9 | Community Bank of Santa Maria | $350.4M | 2.49% | -0.10 pts |
| 10 | Community West Bank | $321.0M | 2.28% | -0.10 pts |
| 11 | Banc of California | $313.1M | 2.22% | -0.24 pts |
| 12 | First Bank | $175.1M | 1.24% | -0.14 pts |
| 13 | The Northern Trust Company | $135.4M | 0.96% | -0.05 pts |
| 14 | Farmers and Merchants Bank of Long Beach | $102.0M | 0.72% | +0.17 pts |
| 15 | MidFirst Bank | $66.4M | 0.47% | +0.07 pts |
| 16 | BMO Bank N.A. | $55.2M | 0.39% | -0.03 pts |
| 17 | Bank of the Sierra | $44.8M | 0.32% | -0.05 pts |
| 18 | Citizens Business Bank, N.A. | $32.0M | 0.23% | +0.01 pts |
| 19 | Poppy Bank | $26.4M | 0.19% | +0.19 pts |
| 20 | CalPrivate Bank | $9.1M | 0.06% | +0.06 pts |
About this list
Deposits are those held at each institution's offices in Santa Maria-Santa Barbara, CA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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Statewide deposits
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