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Ballston Spa National Bank Locations & Branches Ballston Spa, New York
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Ballston Spa National Bank operates 21 branches from its headquarters in Ballston Spa, NY, .
Ballston Spa National Bank branch network
All 21 branches are in NEW YORK, across 20 cities. Ballston Spa, NY has the most of its branches, 2. Its largest office by deposits is its main office in Ballston Spa, NY, with $242.2M (20.1% of its branch deposits). On June 30, 2025 it had 13 branches, 8 fewer than in 2026.
Ballston Spa National Bank at a glance
Its CET1 capital ratio was 12.52% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $1.37B
- CET1 ratio, Q2 2026
- 12.52%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1838
Full financial profile · Is Ballston Spa National Bank safe? · Ballston Spa National Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Ballston Spa, NY (2 branches) | 1 of 4 | 53.0% | $286.0M |
| State: NY (21 branches) | 73 of 176 | <0.1% | $1.20B |
Ranked by total assets among banks headquartered in the state: Largest banks in New York.
Share by county and metro area
Ballston Spa National Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Saratoga, NY (10 branches) | 5 of 15 | 10.4% | $701.8M | $6.72B |
| Greene, NY (5 branches) | 3 of 7 | 8.1% | $293.1M | $3.60B |
| Albany, NY (5 branches) | 13 of 17 | 1.0% | $168.5M | $17.53B |
| Schoharie, NY (1 branch) | 4 of 6 | 5.9% | $40.0M | $683.0M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Albany-Schenectady-Troy, NY (16 branches) | 10 of 19 | 2.9% | $910.3M | $31.10B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Ballston Spa National Bank (main office) | Ballston Spa, NY | 12020 | $242.2M |
| The National Bank of Coxsackie Branch | Coxsackie, NY | 12051 | $97.5M |
| Burnt Hills Branch | Burnt Hills, NY | 12027 | $91.1M |
| Greenville Branch | Greenville, NY | 12083 | $75.6M |
| Malta Branch | Malta, NY | 12020 | $61.0M |
| Ravena Branch | Ravena, NY | 12143 | $58.1M |
| Galway Branch | Galway, NY | 12074 | $54.6M |
| Milton Crest Branch | Milton, NY | 12020 | $52.8M |
| Stillwater Branch | Stillwater, NY | 12170 | $49.9M |
| Clifton Park Branch | Clifton Park, NY | 12065 | $44.6M |
| Cairo Branch | Cairo, NY | 12413 | $44.1M |
| Corporate Office Branch | Ballston Spa, NY | 12020 | $43.7M |
| West Coxsackie Branch | West Coxsackie, NY | 12192 | $43.0M |
| Middleburgh Branch | Middleburgh, NY | 12122 | $40.0M |
| Voorheesville Br | Voorheesville, NY | 12186 | $36.3M |
| Wilton Office | Wilton, NY | 12866 | $35.0M |
| Athens Branch | Athens, NY | 12015 | $32.8M |
| Greenfield Center Branch | Greenfield Center, NY | 12833 | $26.9M |
| Latham Office Branch | Latham, NY | 12110 | $25.9M |
| Guilderland Branch | Albany, NY | 12203 | $24.2M |
| Glenmont Branch | Glenmont, NY | 12077 | $24.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 6959) · FFIEC NIC profile (RSSD 505)