Bank of Bartlett: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Accumulated other comprehensive income edged up by 2.3%, from -$8.6M to -$8.4M, the largest move among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 8.51% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $48.0M |
| Tier 1 capital | $48.0M |
| Total risk-based capital | — |
| Total equity capital | $39.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.18% |
| Tangible equity to tangible assets | 7.18% |
| Equity capital to average assets | 7.02% |
| Internal capital growth rate | 5.02% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $900K |
| Common stock surplus | $18.9M |
| Retained earnings | $28.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$8.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.00% | 13.00% | 13.84% | 8.32% | $345.4M |
| Q4 2023 | 12.81% | 12.81% | 13.67% | 8.13% | $350.6M |
| Q1 2024 | 12.85% | 12.85% | 13.72% | 8.02% | $351.1M |
| Q2 2024 | 12.37% | 12.37% | 13.24% | 7.62% | $358.9M |
| Q3 2024 | 12.42% | 12.42% | 13.32% | 7.62% | $360.6M |
| Q4 2024 | 12.46% | 12.46% | 13.38% | 7.71% | $362.4M |
| Q1 2025 | 12.55% | 12.55% | 13.48% | 7.77% | $363.1M |
| Q2 2025 | 12.46% | 12.46% | 13.41% | 7.71% | $367.0M |
| Q3 2025 | 12.76% | 12.76% | 13.73% | 7.80% | $363.8M |
| Q4 2025 | 13.14% | 13.14% | 14.13% | 8.14% | $357.1M |
| Q1 2026 | 13.43% | 13.43% | 14.42% | 8.36% | $353.5M |
| Q2 2026 | — | — | — | 8.51% | — |
Bank of Bartlett regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Bartlett, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Bartlett profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23123) · FFIEC NIC profile (RSSD 225559)