Bank of Bartlett: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 14.54 percentage points lower than in Q1 2026, at 90.32%. Bank of Bartlett ranks 91st of 109 Tennessee banks on return on assets, in the lower half at 0.71% (Q2 2026). Bank of Bartlett reported 0.71% on return on assets for Q2 2026, 0.54 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 8.51% |
| Equity capital to assets | 7.18% |
| Tangible equity to tangible assets | 7.18% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.01% |
| Non-performing assets ratio | 1.22% |
| Net charge-off ratio | 0.04% |
| Texas ratio | 15.56% |
| Allowance for credit losses to loans | 0.92% |
| Reserve coverage of non-performing loans | 90.32% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.71% |
| Return on equity | 10.22% |
| Net interest margin | 3.72% |
| Efficiency ratio | 77.82% |
| Yield on earning assets | 5.21% |
| Cost of funds | 1.55% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.58% |
| Core deposits to total deposits | 96.11% |
| Brokered deposits to total deposits | 0.78% |
| Deposits to assets | 84.46% |
| Securities to assets | 23.25% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.00% | 13.00% | 13.84% | 8.32% | 0.05% |
| Q4 2023 | 12.81% | 12.81% | 13.67% | 8.13% | 0.23% |
| Q1 2024 | 12.85% | 12.85% | 13.72% | 8.02% | 0.36% |
| Q2 2024 | 12.37% | 12.37% | 13.24% | 7.62% | 0.41% |
| Q3 2024 | 12.42% | 12.42% | 13.32% | 7.62% | 0.47% |
| Q4 2024 | 12.46% | 12.46% | 13.38% | 7.71% | 0.46% |
| Q1 2025 | 12.55% | 12.55% | 13.48% | 7.77% | 0.46% |
| Q2 2025 | 12.46% | 12.46% | 13.41% | 7.71% | 0.62% |
| Q3 2025 | 12.76% | 12.76% | 13.73% | 7.80% | 0.63% |
| Q4 2025 | 13.14% | 13.14% | 14.13% | 8.14% | 0.52% |
| Q1 2026 | 13.43% | 13.43% | 14.42% | 8.36% | 0.57% |
| Q2 2026 | — | — | — | 8.51% | 0.71% |
Bank of Bartlett vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Bartlett, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Bartlett profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23123) · FFIEC NIC profile (RSSD 225559)