Bank of Halls: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Halls of Halls, TN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.07% | 1.34% | -0.27% | 37th below |
| ROAE | 13.96% | 13.31% | +0.65% | 60th above |
| Net Interest Margin | 3.34% | 3.93% | -0.59% | 21st bottom |
| Efficiency Ratio | 54.21% | 61.14% | -6.93% | 71st above |
| PPNR / Avg Assets | 1.53% | 1.68% | -0.15% | 46th below |
| Yield on Earning Assets | 5.02% | 5.67% | -0.65% | 24th bottom |
| Cost of Funds | 1.78% | 1.88% | -0.10% | 51st above |
| Net Interest Spread | 2.95% | 3.32% | -0.37% | 30th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.15% | 0.94% | -0.79% | 68th above |
| NPA / Total Assets | 0.07% | 0.70% | -0.63% | 74th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.45% | 1.28% | +0.17% | 75th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 953.61% | 1538.76% | -585.15% | 82nd top |
| Texas Ratio | 0.86% | 7.33% | -6.47% | 75th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.79% | 19.50% | -6.71% | 25th below |
| Tier 1 Ratio | 12.79% | 19.54% | -6.75% | 25th below |
| Total Capital Ratio | 13.88% | 20.62% | -6.74% | 25th below |
| Leverage Ratio | 7.95% | 12.14% | -4.19% | 2nd bottom |
| Equity / Assets | 7.73% | 11.37% | -3.64% | 11th bottom |
| TCE / Tangible Assets | 7.73% | 11.09% | -3.36% | 13th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 51.80% | 80.64% | -28.84% | 91st top |
| Core Deposit Ratio | 91.20% | 86.86% | +4.34% | 62nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.33% | 6.85% | -5.52% | 28th below |
| Loan Growth (Y/Y) | 14.44% | 7.90% | +6.54% | 85th top |
| Deposit Growth (Y/Y) | 1.23% | 6.29% | -5.06% | 30th below |
See Bank of Halls's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Halls, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Halls profile, how to read a UBPR, or how this data updates.