Bank of New Madrid: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of New Madrid of New Madrid, MO against its peer group of 2672 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.90% | 1.25% | +0.65% | 72nd above |
| ROAE Ahead of the peer average, behind the median peer. | 14.03% | 13.24% | +0.79% | 48th below |
| Net Interest Margin | 4.65% | 3.95% | +0.70% | 78th top |
| Efficiency Ratio | 54.85% | 61.22% | -6.37% | 59th above |
| PPNR / Avg Assets | 1.90% | — | — | 54th above |
| Yield on Earning Assets | 5.90% | 5.68% | +0.22% | 74th above |
| Cost of Funds | 1.41% | 1.88% | -0.47% | 61st above |
| Net Interest Spread | 4.04% | — | — | 77th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.08% | 0.94% | -0.86% | 69th above |
| NPA / Total Assets | 0.05% | — | — | 69th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 33rd below |
| ACL / Total Loans | 1.28% | — | — | 54th above |
| ACL / NPLs (Coverage) | 1512.07% | — | — | — |
| Texas Ratio | 0.49% | 7.40% | -6.91% | 74th above |
| Provision / NCO | 12.50% | — | — | 21st bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.55% | 11.73% | +2.82% | 75th top |
| Equity / Assets | 12.97% | 10.96% | +2.01% | 72nd above |
| TCE / Tangible Assets | 12.97% | — | — | 74th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 71.05% | 80.60% | -9.55% | 56th above |
| Core Deposit Ratio | 82.90% | 86.92% | -4.02% | 15th bottom |
| Wholesale Funding Ratio | 4.06% | — | — | 46th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.81% | — | — | 16th bottom |
| Loan Growth (Y/Y) | 4.14% | — | — | 43rd below |
| Deposit Growth (Y/Y) | 0.92% | — | — | 25th below |
See Bank of New Madrid's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of New Madrid, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of New Madrid profile, how to read a UBPR, or how this data updates.