Bank of Washington: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Washington of Washington, MO against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.53% | 1.46% | +0.07% | 68th above |
| ROAE Behind the peer average, ahead of the median peer. | 12.46% | 12.72% | -0.26% | 51st above |
| Net Interest Margin | 4.57% | 3.85% | +0.72% | 90th top |
| Efficiency Ratio | 64.45% | 57.40% | +7.05% | 33rd below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.79% | 1.88% | -0.09% | 56th above |
| Yield on Earning Assets | 6.37% | 5.72% | +0.65% | 86th top |
| Cost of Funds | 2.15% | 2.02% | +0.13% | 41st below |
| Net Interest Spread | 3.98% | 3.18% | +0.80% | 91st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 4.85% | 1.00% | +3.85% | 1st bottom |
| NPA / Total Assets | 5.35% | 0.76% | +4.59% | 0th bottom |
| NCO / Avg Loans | 0.80% | 0.43% | +0.37% | 5th bottom |
| ACL / Total Loans | 2.09% | 1.31% | +0.78% | 97th top |
| ACL / NPLs (Coverage) | 43.09% | 543.58% | -500.49% | 7th bottom |
| Texas Ratio | 37.45% | 7.38% | +30.07% | 1st bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 255.97% | 618.79% | -362.82% | 64th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.47% | 11.44% | +1.03% | 80th top |
| Equity / Assets | 12.41% | 11.33% | +1.08% | 80th top |
| TCE / Tangible Assets | 12.41% | 10.50% | +1.91% | 86th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 116.09% | 86.94% | +29.15% | 4th bottom |
| Core Deposit Ratio | 93.60% | 85.55% | +8.05% | 77th top |
| Uninsured Deposit Ratio | 24.05% | 33.13% | -9.08% | 74th above |
| Wholesale Funding Ratio | 9.15% | 5.70% | +3.45% | 19th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.48% | 9.68% | -8.20% | 25th below |
| Loan Growth (Y/Y) | 2.07% | 8.06% | -5.99% | 29th below |
| Deposit Growth (Y/Y) | -1.55% | 7.87% | -9.42% | 12th bottom |
See Bank of Washington's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Washington, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Washington profile, how to read a UBPR, or how this data updates.