Bank of Winnfield & Trust Company: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 2.77 percentage points in Q2 2026, from 35.55% to 32.78%. It was the largest change from Q1 2026 among the key lines here. Within Louisiana, Bank of Winnfield & Trust Company is 85th of 103 on total deposits, $136.9M as of Q2 2026, below the middle of the field. Against a median of $277.3M for banks in the $100M-1B asset tier, Bank of Winnfield & Trust Company reported $136.9M on total deposits in Q2 2026, 51% lower.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $136.9M |
| Domestic office deposits | $136.9M |
| Foreign office deposits | — |
| Deposits to total assets | 87.78% |
| Deposits to total liabilities | 98.86% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $44.9M |
| Savings deposits | $28.0M |
| Transaction accounts to domestic deposits | 57.71% |
| Time deposits | $21K |
| Time deposits under $100k | $9.5M |
| Time deposits $100k to $250k | $8.3M |
| Time deposits over $250k | $11.5M |
| Noninterest-bearing share of deposits | 32.78% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $125.5M |
| Core deposits to total deposits | 91.63% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.10% |
| Interest expense on deposits | $245K |
| Loans and leases to core deposits | 45.74% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $145.0M | 88.56% | 0.00% | 1.06% |
| Q4 2023 | $146.0M | 87.70% | 0.00% | 1.16% |
| Q1 2024 | $140.5M | 92.76% | 0.00% | 1.08% |
| Q2 2024 | $141.5M | 93.94% | 0.00% | 0.94% |
| Q3 2024 | $139.7M | 92.14% | 0.00% | 0.95% |
| Q4 2024 | $136.9M | 91.67% | 0.00% | 1.05% |
| Q1 2025 | $144.1M | 90.89% | 0.00% | 1.05% |
| Q2 2025 | $144.6M | 92.91% | 0.00% | 1.07% |
| Q3 2025 | $136.3M | 92.57% | 0.00% | 1.12% |
| Q4 2025 | $136.0M | 92.02% | 0.00% | 1.18% |
| Q1 2026 | $134.9M | 91.39% | 0.00% | 1.14% |
| Q2 2026 | $136.9M | 91.63% | 0.00% | 1.10% |
Bank of Winnfield & Trust Company deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Winnfield & Trust Company, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Winnfield & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9323) · FFIEC NIC profile (RSSD 625953)