Bankokolona: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bankokolona of Okolona, MS against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.34% | 1.35% | -0.01% | 55th above |
| ROAE | 14.55% | 12.05% | +2.50% | 63rd above |
| Net Interest Margin | 3.87% | 3.90% | -0.03% | 47th below |
| Efficiency Ratio | 64.98% | 63.15% | +1.83% | 39th below |
| PPNR / Avg Assets | 1.39% | 1.64% | -0.25% | 38th below |
| Yield on Earning Assets | 6.00% | 5.65% | +0.35% | 68th above |
| Cost of Funds | 2.28% | 1.85% | +0.43% | 22nd bottom |
| Net Interest Spread | 3.07% | 3.35% | -0.28% | 36th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.03% | 0.92% | +0.11% | 27th below |
| NPA / Total Assets | 0.74% | 0.67% | +0.07% | 28th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.12% | 0.15% | -0.03% | 17th bottom |
| ACL / Total Loans | 1.00% | 1.28% | -0.28% | 26th below |
| ACL / NPLs (Coverage) | 96.82% | 1645.80% | -1548.98% | 26th below |
| Texas Ratio | 7.74% | 7.15% | +0.59% | 28th below |
| Provision / NCO | 90.00% | 1189.87% | -1099.87% | 37th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.09% | 12.46% | -2.37% | 34th below |
| Equity / Assets | 9.16% | 11.67% | -2.51% | 30th below |
| TCE / Tangible Assets | 8.96% | 11.40% | -2.44% | 31st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.56% | 78.64% | -1.08% | 56th above |
| Core Deposit Ratio | 85.78% | 87.09% | -1.31% | 33rd below |
| Wholesale Funding Ratio | 0.48% | 5.12% | -4.64% | 90th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.00% | 6.47% | -2.47% | 47th below |
| Loan Growth (Y/Y) | 4.48% | 7.64% | -3.16% | 45th below |
| Deposit Growth (Y/Y) | 3.34% | 6.02% | -2.68% | 45th below |
See Bankokolona's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bankokolona, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bankokolona profile, how to read a UBPR, or how this data updates.