Benton County State Bank: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, Benton County State Bank reported 20 of the 23 line items on this page. It did not report foreign office deposits, uninsured deposits and uninsured deposits to total deposits. Total deposits was $39.0M in Q3 2026, up 3.9% from $37.6M in Q3 2025. That is 76.5% of its total assets. Across the 12 quarters shown it ranged from $35.4M (Q4 2024) to $40.1M (Q1 2026).
Loans and leases to core deposits climbed 1.34 percentage points in Q3 2026, from 99.18% to 100.52%. It was the largest change from Q2 2026 among the key lines here. On total deposits, Benton County State Bank is 11th from the bottom among 225 Iowa banks, $39.0M (Q3 2026). Benton County State Bank reported $39.0M on total deposits for Q3 2026, 27% below the $53.2M median for banks in the < $100M asset tier.
Deposit totals
Deposits to total assets moved most in this table, up 0.81 points: 75.73% in Q2 2026, 76.54% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Total deposits | $39.0M |
| Domestic office deposits | $39.0M |
| Foreign office deposits | — |
| Deposits to total assets | 76.54% |
| Deposits to total liabilities | 88.81% |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
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Deposit composition
Largest change in this table: time deposits to total deposits, down 1.14 points to 41.60% in Q3 2026 after 42.74% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $7.6M |
| Savings deposits | $5.9M |
| Transaction accounts to domestic deposits | 40.30% |
| Time deposits to total deposits | 41.60% |
| Time deposits under $100k | $4.4M |
| Time deposits $100k to $250k | $5.0M |
| Time deposits over $250k | $6.8M |
| Noninterest-bearing share of deposits | 19.05% |
Stability of funding
Core deposits to total deposits moved most in this table, down 0.77 points: 83.42% in Q2 2026, 82.65% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Core deposits | $32.3M |
| Core deposits to total deposits | 82.65% |
| Insured deposits | $29.7M |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.96% |
| Interest expense on deposits | $154K |
| Loans and leases to core deposits | 100.52% |
Deposit Base trend
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q4 2023 | $36.4M | 86.35% | 0.00% | 1.69% |
| Q1 2024 | $37.8M | 85.96% | 0.00% | 1.86% |
| Q2 2024 | $37.4M | 88.40% | 0.00% | 2.03% |
| Q3 2024 | $36.8M | 87.95% | 0.00% | 2.00% |
| Q4 2024 | $35.4M | 87.55% | 0.00% | 1.97% |
| Q1 2025 | $40.0M | 83.65% | 0.00% | 2.02% |
| Q2 2025 | $39.7M | 83.71% | 0.00% | 1.98% |
| Q3 2025 | $37.6M | 82.01% | 0.00% | 1.97% |
| Q4 2025 | $37.8M | 83.37% | 0.00% | 1.96% |
| Q1 2026 | $40.1M | 84.21% | 0.00% | 1.79% |
| Q2 2026 | $38.4M | 83.42% | 0.00% | 1.88% |
| Q3 2026 | $39.0M | 82.65% | 0.00% | 1.96% |
Benton County State Bank deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Benton County State Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 13774) · FFIEC NIC profile (RSSD 824242)