The Berkshire Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Berkshire Bank of New York, NY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.69% | 1.34% | -0.65% | 19th bottom |
| ROAE | 2.91% | 13.32% | -10.41% | 9th bottom |
| Net Interest Margin | 3.68% | 3.93% | -0.25% | 36th below |
| Efficiency Ratio | 72.51% | 61.13% | +11.38% | 23rd bottom |
| PPNR / Avg Assets | 1.01% | 1.68% | -0.67% | 21st bottom |
| Yield on Earning Assets | 4.40% | 5.67% | -1.27% | 7th bottom |
| Cost of Funds | 0.95% | 1.88% | -0.93% | 92nd top |
| Net Interest Spread | 3.13% | 3.32% | -0.19% | 40th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 13.00% | 0.94% | +12.06% | 0th bottom |
| NPA / Total Assets | 3.54% | 0.70% | +2.84% | 2nd bottom |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 6.70% | 1.28% | +5.42% | 100th top |
| ACL / NPLs (Coverage) | 51.53% | 1539.51% | -1487.98% | 11th bottom |
| Texas Ratio | 13.69% | 7.33% | +6.36% | 14th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 93.68% | 19.44% | +74.24% | 99th top |
| Tier 1 Ratio | 93.68% | 19.47% | +74.21% | 99th top |
| Total Capital Ratio | 95.00% | 20.56% | +74.44% | 99th top |
| Leverage Ratio | 24.16% | 12.13% | +12.03% | 97th top |
| Equity / Assets | 24.06% | 11.37% | +12.69% | 98th top |
| TCE / Tangible Assets | 24.06% | 11.09% | +12.97% | 98th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 36.35% | 80.66% | -44.31% | 97th top |
| Core Deposit Ratio | 96.22% | 86.86% | +9.36% | 90th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -7.62% | 6.86% | -14.48% | 2nd bottom |
| Loan Growth (Y/Y) | -19.82% | 7.92% | -27.74% | 0th bottom |
| Deposit Growth (Y/Y) | -9.69% | 6.30% | -15.99% | 2nd bottom |
See The Berkshire Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Berkshire Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Berkshire Bank profile, how to read a UBPR, or how this data updates.