Bank call report · New York, NY
The Berkshire Bank Call Report
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The Berkshire Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 258 reported line items, schedule by schedule (793 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 1396764 |
| FDIC certificate number | 27503 |
| Total assets | $530.0M |
Official Q2 2026 call report PDF (FFIEC) →
The Berkshire Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · The Berkshire Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $530.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $530.0M |
| Total Liabilities and Minority Interest | RCON2948 | $402.5M |
| Total Deposits | RCON2200 | $397.5M |
| Interest-bearing Balances | RCON0071 | $318.9M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $302.3M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $144.5M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $134.8M |
| Total Equity Capital | RCON3210 | $127.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $127.5M |
| Deposits: Noninterest-bearing | RCON6631 | $95.2M |
| Surplus | RCON3839 | $94.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $63.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $32.8M |
| Allowance for Loan and Lease Losses | RCON3123 | $9.7M |
| Other Assets | RCON2160 | $7.5M |
| Other Liabilities, Total | RCON2930 | $4.9M |
| Common Stock | RCON3230 | $3.6M |
| Accumulated Other Comprehensive Income | RCONB530 | -$3.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.1M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $2.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.0M |
Schedule RI: Income Statement (36 items)
About Schedule RI · The Berkshire Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $11.4M |
| Net Interest Income | RIAD4074 | $9.4M |
| Total Noninterest Expense | RIAD4093 | $7.3M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $5.8M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $4.8M |
| Salaries and Employee Benefits | RIAD4135 | $4.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $4.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $2.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $2.1M |
| Total Interest Expense | RIAD4073 | $2.0M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.5M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.4M |
| Net Income (Loss) | RIAD4340 | $1.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.4M |
| Other Noninterest Expense | RIAD4092 | $1.3M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $716K |
| Applicable Income Taxes | RIAD4302 | $623K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $598K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $413K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $384K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $190K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$88K |
| Total Noninterest Income | RIAD4079 | $67K |
| Other Noninterest Income | RIADB497 | $50K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $40K |
| Interest on Other Securities | RIAD4060 | $31K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$31K |
| Other Interest Income | RIAD4518 | $28K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $24K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $18K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$6K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $5K |
| Net Servicing Fees | RIADB492 | $5K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 75 |
Schedule RC-B: Securities (26 items)
About Schedule RC-B · The Berkshire Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $9.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $9.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $67.9M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $49.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $45.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $26.2M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $20.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $19.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $12.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $4.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $4.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $3.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $3.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $1.7M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $1.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $1.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $929K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $871K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $578K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $179K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $175K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $121K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $91K |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $6K |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $6K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $1K |
Schedule RC-C, Part I: Loans and Leases (26 items)
About Schedule RC-C, Part I · The Berkshire Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $144.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $91.2M |
| Pledged Loans and Leases | RCONG378 | $86.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $44.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $44.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $33.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $21.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $17.1M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $14.8M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $11.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $10.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $10.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $4.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $3.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $2.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $2.6M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $2.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $1.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $719K |
| Commercial and Industrial Loans | RCON1766 | $601K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $465K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $465K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $86K |
| Unearned Income on Loans | RCON2123 | $45K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $34K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $5K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $2.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $375K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $160K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $66K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 17 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 7 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 2 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 1 |
Schedule RC-E: Deposit Liabilities (20 items)
About Schedule RC-E · The Berkshire Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $283.3M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $283.3M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $121.4M |
| Total Transaction Accounts | RCON2215 | $114.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $114.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $95.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $85.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $58.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $35.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $33.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $25.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $25.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $15.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $14.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $12.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $8.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $2.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $2.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $259K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCON2148 | $4.9M |
| Accrued Interest Receivable | RCONB556 | $1.4M |
| Other Assets | RCON2168 | $1.0M |
| Prepaid Expenses | RCON2166 | $584K |
| Accounts Receivable | RCONFT34 | $447K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $231K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $2.5M |
| All Other Liabilities | RCON2938 | $1.9M |
| Deferred Compensation Liabilities | RCONC011 | $1.7M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $568K |
| Accounts Payable | RCON3066 | $205K |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · The Berkshire Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $540.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $314.9M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $210.3M |
| Quarterly Average of Total Loans | RCON3360 | $151.6M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $127.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $62.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $51.5M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $24.0M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $19.8M |
| Mortgage-backed Securities | RCONB559 | $17.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $15.7M |
| All Other Securities | RCONB560 | $2.0M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $590K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $112K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (4 items)
About Schedule RC-L · The Berkshire Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.0M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $615K |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $459K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $10K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · The Berkshire Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $18.3M |
| Additions to Nonaccrual Assets | RCONC410 | $10.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $7.5M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $6.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $3.7M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $3.7M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.2M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $1.9M |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · The Berkshire Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $540.1M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $398.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $238.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $151.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $124.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $7.9M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $315K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 5,216 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 296 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 217 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · The Berkshire Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · The Berkshire Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $540.1M |
| Average total consolidated assets | RCOAKW03 | $540.1M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $139.3M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $132.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $130.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $130.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $130.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $127.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $97.7M |
| Retained Earnings | RCOAKW00 | $32.8M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$3.0M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$3.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $1.8M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $1.8M |
| Tier 2 Capital Before Deductions | RCOAP870 | $1.8M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.95 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.9368 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.9368 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.87 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.2416 |
Schedule RC-R, Part II: Risk-Weighted Assets (42 items)
About Schedule RC-R, Part II · The Berkshire Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $363.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $363.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $320.0M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $297.1M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $147.1M |
| Total Risk-weighted Assets | RCONG641 | $139.3M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $132.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $132.2M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $132.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $94.9M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $94.9M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $66.0M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $65.6M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $31.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $24.9M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $24.9M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $22.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $19.9M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $19.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $19.7M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCONS454 | $18.3M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $18.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $11.5M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$10.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $9.9M |
| Total All Other Assets | RCOND981 | $9.6M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $5.3M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $5.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$4.3M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $3.5M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $2.0M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $1.9M |
| Unconditionally Cancellable Commitments | RCONS540 | $1.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $615K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $486K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $197K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $185K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $123K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $123K |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCOND993 | $10K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $10K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $10K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $127.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $126.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $126.2M |
| Other Comprehensive Income | RIADB511 | -$142K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · The Berkshire Bank changes in allowances for credit losses trends
The Berkshire Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The Berkshire Bank call report?
The The Berkshire Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The Berkshire Bank file?
The Berkshire Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The Berkshire Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The Berkshire Bank has Federal Reserve RSSD ID 1396764 and FDIC certificate number 27503. Either one finds its filings on the FFIEC Central Data Repository.
How often does The Berkshire Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The Berkshire Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 27503) · FFIEC NIC profile (RSSD 1396764)