Branch Presence
Banks with Branches in Jefferson City, MO
The Central Trust Bank is the biggest bank in Jefferson City, MO, with $3.84B in deposits at its Jefferson City branches, 67.4% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
11 banks operate 26 branches in Jefferson City, MO, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $5.69B held in Jefferson City, MO, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Jefferson City | Local deposits | Deposit share |
|---|---|---|---|
| The Central Trust Bank | 9 | $3.84B | 67.4% (#1) |
| Hawthorn Bank | 4 | $569.3M | 10.0% (#3) |
| Legends Bank | 3 | $61.1M | 1.1% (#7) |
| Mid America Bank | 2 | $603.8M | 10.6% (#2) |
| First Mid Bank & Trust, N.A. | 2 | $64.6M | 1.1% (#6) |
| Midwest Independent Bankersbank | 1 | $259.4M | 4.6% (#4) |
| UMB Bank, N.A. | 1 | $111.7M | 2.0% (#5) |
| U.S. Bank N.A. | 1 | $55.4M | 1.0% (#8) |
| Sullivan Bank | 1 | $48.6M | 0.9% (#9) |
| Regions Bank | 1 | $45.3M | 0.8% (#10) |
| Farmers Bank of Lohman | 1 | $35.0M | 0.6% (#11) |
County deposit market: Cole, MO
The $5.92B held across 12 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Cole, MO market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | The Central Trust Bank | 64.9% | $3.84B | 9 |
| 2 | Mid America Bank | 10.2% | $603.8M | 2 |
| 3 | Hawthorn Bank | 9.6% | $569.3M | 4 |
| 4 | Midwest Independent Bankersbank | 4.4% | $259.4M | 1 |
| 5 | Community Point Bank | 3.2% | $190.0M | 2 |
| 6 | UMB Bank, N.A. | 1.9% | $111.7M | 1 |
| 7 | Farmers Bank of Lohman | 1.2% | $70.1M | 2 |
| 8 | First Mid Bank & Trust, N.A. | 1.1% | $64.6M | 2 |
| 9 | Legends Bank | 1.0% | $61.1M | 3 |
| 10 | U.S. Bank N.A. | 0.9% | $55.4M | 1 |
Metro area deposit market: Jefferson City, MO
The $7.70B held across 20 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Jefferson City, MO market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | The Central Trust Bank | 54.5% | $4.20B | 15 |
| 2 | Mid America Bank | 11.1% | $851.3M | 6 |
| 3 | Hawthorn Bank | 7.7% | $596.3M | 5 |
| 4 | Legends Bank | 4.8% | $367.1M | 7 |
| 5 | The Callaway Bank | 3.6% | $278.3M | 3 |
| 6 | Midwest Independent Bankersbank | 3.4% | $259.4M | 1 |
| 7 | Community Point Bank | 2.5% | $190.0M | 2 |
| 8 | BTC Bank | 2.2% | $168.4M | 2 |
| 9 | Commerce Bank | 1.7% | $131.4M | 2 |
| 10 | UMB Bank, N.A. | 1.5% | $111.7M | 1 |
Banks in Jefferson City: common questions
What is the biggest bank in Jefferson City, MO?
The Central Trust Bank is the biggest bank in Jefferson City, MO, with $3.84B in deposits at its Jefferson City branches, 67.4% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Jefferson City, MO?
11 FDIC-insured banks operate 26 branches in Jefferson City, MO as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Jefferson City, MO?
Ranked by deposits held in Jefferson City branches as of the June 30, 2026 FDIC Summary of Deposits: 1. The Central Trust Bank (67.4%); 2. Mid America Bank (10.6%); 3. Hawthorn Bank (10.0%); 4. Midwest Independent Bankersbank (4.6%); 5. UMB Bank, N.A. (2.0%). The share is each bank's part of all deposits in the city.
Largest banks in Missouri
For the state as a whole, see the largest banks in Missouri, ranked by total assets and by deposits in Missouri branches, or every bank in the Missouri bank directory.
Banks in other Missouri cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.