Branch Presence
Banks with Branches in Columbia, MO
The Central Trust Bank is the biggest bank in Columbia, MO, with $1.94B in deposits at its Columbia branches, 35.7% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
20 banks operate 49 branches in Columbia, MO, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $5.44B held in Columbia, MO, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Columbia | Local deposits | Deposit share |
|---|---|---|---|
| The Central Trust Bank | 10 | $1.94B | 35.7% (#1) |
| Simmons Bank | 6 | $572.3M | 10.5% (#3) |
| Commerce Bank | 5 | $828.9M | 15.2% (#2) |
| First State Community Bank | 3 | $293.8M | 5.4% (#5) |
| U.S. Bank N.A. | 3 | $292.8M | 5.4% (#6) |
| Bank of America, N.A. | 2 | $429.1M | 7.9% (#4) |
| The Callaway Bank | 2 | $140.2M | 2.6% (#8) |
| First Mid Bank & Trust, N.A. | 2 | $139.0M | 2.6% (#9) |
| First Midwest Bank of the Ozarks | 2 | $138.4M | 2.5% (#10) |
| Hawthorn Bank | 2 | $116.4M | 2.1% (#12) |
| Regions Bank | 2 | $89.3M | 1.6% (#13) |
| Connections Bank | 2 | $27.5M | 0.5% (#16) |
| The Bank of Missouri | 1 | $179.9M | 3.3% (#7) |
| UMB Bank, N.A. | 1 | $120.8M | 2.2% (#11) |
| Flat Branch Bank | 1 | $41.6M | 0.8% (#14) |
| Mid America Bank | 1 | $40.2M | 0.7% (#15) |
| Academy Bank, N.A. | 1 | $18.2M | 0.3% (#17) |
| Great Southern Bank | 1 | $15.7M | 0.3% (#18) |
| The Missouri Bank | 1 | $9.9M | 0.2% (#19) |
| Investors Community Bank | 1 | $8.0M | 0.1% (#20) |
County deposit market: Boone, MO
The $5.84B held across 23 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Boone, MO market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | The Central Trust Bank | 37.3% | $2.18B | 14 |
| 2 | Commerce Bank | 14.2% | $828.9M | 5 |
| 3 | Simmons Bank | 9.8% | $572.3M | 6 |
| 4 | Bank of America, N.A. | 7.4% | $429.1M | 2 |
| 5 | First State Community Bank | 5.0% | $293.8M | 3 |
| 6 | U.S. Bank N.A. | 5.0% | $292.8M | 3 |
| 7 | The Bank of Missouri | 3.7% | $215.1M | 2 |
| 8 | The Callaway Bank | 2.6% | $151.4M | 3 |
| 9 | First Mid Bank & Trust, N.A. | 2.4% | $139.0M | 2 |
| 10 | First Midwest Bank of the Ozarks | 2.4% | $138.4M | 2 |
Metro area deposit market: Columbia, MO
The $6.74B held across 29 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Columbia, MO market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | The Central Trust Bank | 33.2% | $2.24B | 16 |
| 2 | Commerce Bank | 12.3% | $828.9M | 5 |
| 3 | Simmons Bank | 8.5% | $572.3M | 6 |
| 4 | Bank of America, N.A. | 6.4% | $429.1M | 2 |
| 5 | First State Community Bank | 4.9% | $328.9M | 4 |
| 6 | U.S. Bank N.A. | 4.3% | $292.8M | 3 |
| 7 | The Bank of Missouri | 3.2% | $215.1M | 2 |
| 8 | Exchange Bank of Missouri | 2.9% | $194.1M | 3 |
| 9 | UMB Bank, N.A. | 2.5% | $165.9M | 2 |
| 10 | BTC Bank | 2.3% | $152.7M | 5 |
Banks in Columbia: common questions
What is the biggest bank in Columbia, MO?
The Central Trust Bank is the biggest bank in Columbia, MO, with $1.94B in deposits at its Columbia branches, 35.7% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Columbia, MO?
20 FDIC-insured banks operate 49 branches in Columbia, MO as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Columbia, MO?
Ranked by deposits held in Columbia branches as of the June 30, 2026 FDIC Summary of Deposits: 1. The Central Trust Bank (35.7%); 2. Commerce Bank (15.2%); 3. Simmons Bank (10.5%); 4. Bank of America, N.A. (7.9%); 5. First State Community Bank (5.4%). The share is each bank's part of all deposits in the city.
Largest banks in Missouri
For the state as a whole, see the largest banks in Missouri, ranked by total assets and by deposits in Missouri branches, or every bank in the Missouri bank directory.
Banks in other Missouri cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.