Lists · Deposits by metro area
Columbia, MO Metro Area Bank Deposit Market Share
The Central Trust Bank holds the largest share of deposits in the Columbia, MO metro area, 33.2%, followed by Commerce Bank (12.3%) and Simmons Bank (8.5%). 29 institutions hold $6.74B at 79 offices as of June 30, 2026, up 3.4% from 2025.
Largest share changes since 2025
Gained: BTC Bank (1.09 points); Commerce Bank (0.86 points); Exchange Bank of Missouri (0.26 points).
Lost: The Central Trust Bank (-1.05 points); UMB Bank, N.A. (-0.24 points); Simmons Bank (-0.22 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | The Central Trust Bank | $2.24B | 33.22% | -1.05 pts |
| 2 | Commerce Bank | $828.9M | 12.29% | +0.86 pts |
| 3 | Simmons Bank | $572.3M | 8.49% | -0.22 pts |
| 4 | Bank of America, N.A. | $429.1M | 6.36% | -0.20 pts |
| 5 | First State Community Bank | $328.9M | 4.88% | +0.24 pts |
| 6 | U.S. Bank N.A. | $292.8M | 4.34% | 0.00 pts |
| 7 | The Bank of Missouri | $215.1M | 3.19% | -0.08 pts |
| 8 | Exchange Bank of Missouri | $194.1M | 2.88% | +0.26 pts |
| 9 | UMB Bank, N.A. | $165.9M | 2.46% | -0.24 pts |
| 10 | BTC Bank | $152.7M | 2.26% | +1.09 pts |
| 11 | The Callaway Bank | $151.4M | 2.24% | +0.04 pts |
| 12 | Commercial Trust Company of Fayette | $145.2M | 2.15% | +0.05 pts |
| 13 | First Mid Bank & Trust, N.A. | $139.0M | 2.06% | -0.02 pts |
| 14 | First Midwest Bank of the Ozarks | $138.4M | 2.05% | -0.01 pts |
| 15 | Citizens Community Bank | $125.9M | 1.87% | -0.02 pts |
| 16 | Hawthorn Bank | $116.4M | 1.73% | -0.14 pts |
| 17 | Regions Bank | $89.3M | 1.32% | +0.07 pts |
| 18 | Midwest Regional Bank | $72.0M | 1.07% | -0.02 pts |
| 19 | Alliant Bank | $55.2M | 0.82% | -0.02 pts |
| 20 | Connections Bank | $46.2M | 0.69% | +0.09 pts |
| 21 | Homebank | $42.1M | 0.62% | +0.00 pts |
| 22 | Flat Branch Bank | $41.6M | 0.62% | -0.17 pts |
| 23 | Mid America Bank | $40.2M | 0.60% | +0.15 pts |
| 24 | Regional Missouri Bank | $34.3M | 0.51% | -0.06 pts |
| 25 | Southern Bank | $33.9M | 0.50% | 0.00 pts |
| 26 | Academy Bank, N.A. | $18.2M | 0.27% | -0.03 pts |
| 27 | Great Southern Bank | $15.7M | 0.23% | -0.02 pts |
| 28 | The Missouri Bank | $9.9M | 0.15% | +0.03 pts |
| 29 | Investors Community Bank | $8.0M | 0.12% | +0.12 pts |
About this list
Deposits are those held at each institution's offices in Columbia, MO (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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Statewide deposits
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