Lists · Deposits by county
Howard County, MO Bank Deposit Market Share
Exchange Bank of Missouri holds the largest share of deposits in Howard County, MO, 42.0%, followed by Commercial Trust Company of Fayette (32.6%) and BTC Bank (16.7%). 4 institutions hold $390.7M at 6 offices as of June 30, 2026, up 8.3% from 2025.
Largest share changes since 2025
Gained: BTC Bank (13.71 points); Exchange Bank of Missouri (1.08 points).
Lost: Regional Missouri Bank (-1.46 points); Commercial Trust Company of Fayette (-0.60 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Exchange Bank of Missouri | $163.9M | 41.95% | +1.08 pts |
| 2 | Commercial Trust Company of Fayette | $127.4M | 32.61% | -0.60 pts |
| 3 | BTC Bank | $65.1M | 16.66% | +13.71 pts |
| 4 | Regional Missouri Bank | $34.3M | 8.78% | -1.46 pts |
About this list
Deposits are those held at each institution's offices in Howard County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
Wider markets
Other counties in Missouri
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