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Christian County, MO Bank Deposit Market Share

Ozark Bank holds the largest share of deposits in Christian County, MO, 15.2%, followed by Southern Bank (15.1%) and Guaranty Bank (11.9%). 14 institutions hold $1.86B at 29 offices as of June 30, 2026, up 8.0% from 2025.

Institutions: 14 Offices: 29 Deposits: $1.86B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Guaranty Bank (5.83 points); Commerce Bank (1.07 points); Legacy Bank & Trust Company (0.47 points).

Lost: Ozark Bank (-3.31 points); Southern Bank (-1.30 points); The Central Trust Bank (-1.04 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Ozark Bank 4 $283.1M 15.22% -3.31 pts -11.3%
2 Southern Bank 4 $281.7M 15.15% -1.30 pts -0.5%
3 Guaranty Bank 2 $220.5M 11.86% +5.83 pts 112.3%
4 The Central Trust Bank 4 $204.4M 10.99% -1.04 pts -1.3%
5 Commerce Bank 2 $153.0M 8.23% +1.07 pts 24.2%
6 Great Southern Bank 4 $143.3M 7.70% -1.02 pts -4.6%
7 Legacy Bank & Trust Company 1 $132.3M 7.11% +0.47 pts 15.6%
8 OakStar Bank 1 $111.5M 5.99% -0.20 pts 4.5%
9 Simmons Bank 2 $86.3M 4.64% -0.49 pts -2.3%
10 Arvest Bank 1 $78.4M 4.22% -0.22 pts 2.7%
11 Bank of Billings 1 $60.8M 3.27% +0.46 pts 25.9%
12 The Bank of Missouri 1 $51.0M 2.74% -0.25 pts -0.9%
13 Regions Bank 1 $36.8M 1.98% +0.04 pts 10.0%
14 Academy Bank, N.A. 1 $16.7M 0.90% -0.04 pts 3.0%

About this list

Deposits are those held at each institution's offices in Christian County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Missouri deposits by institution Springfield, MO metro area Missouri bank directory

Other counties in Missouri

St. Louis CityJackson CountySt. Louis CountyGreene CountySt. Charles CountyCole CountyClay CountyBoone CountyFranklin CountyJefferson CountyCamden CountyCape Girardeau CountyJasper CountyBuchanan CountyPlatte CountyCass CountyButler CountySt. Francois CountyLincoln CountyNewton CountyTaney CountyHowell CountyPhelps CountyPettis CountyBarry CountyScott CountyStoddard CountyJohnson CountyLaclede CountyLafayette CountyMarion CountyPerry CountyWarren CountyNodaway CountyPolk CountyLawrence CountyAdair CountyHenry CountyDunklin CountySaline County

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