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Cape Girardeau County, MO Bank Deposit Market Share

The Bank of Missouri holds the largest share of deposits in Cape Girardeau County, MO, 14.1%, followed by Wood & Huston Bank (11.4%) and Montgomery Bank (10.0%). 16 institutions hold $3.48B at 36 offices as of June 30, 2026, up 3.6% from 2025.

Institutions: 16 Offices: 36 Deposits: $3.48B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: FM Bank and Trust (5.48 points, new to this market); Commerce Bank (1.42 points); Sterling Bank (0.41 points).

Lost: The Bank of Missouri (-1.26 points); Banterra Bank (-0.53 points); U.S. Bank N.A. (-0.32 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 The Bank of Missouri 5 $489.6M 14.08% -1.26 pts -4.9%
2 Wood & Huston Bank 2 $395.5M 11.37% -0.16 pts 2.2%
3 Montgomery Bank 3 $348.9M 10.03% +0.27 pts 6.5%
4 First State Community Bank 3 $260.1M 7.48% +0.35 pts 8.7%
5 U.S. Bank N.A. 3 $251.5M 7.23% -0.32 pts -0.8%
6 Banterra Bank 1 $245.6M 7.06% -0.53 pts -3.6%
7 Southern Bank 3 $236.0M 6.79% -0.10 pts 2.0%
8 Commerce Bank 2 $219.3M 6.31% +1.42 pts 33.7%
9 Alliance Bank 2 $191.7M 5.51% +0.32 pts 10.0%
10 FM Bank and Trust 3 $190.6M 5.48% +5.48 pts New
11 Regions Bank 2 $173.1M 4.98% -0.14 pts 0.8%
12 First Midwest Bank of Dexter 2 $139.2M 4.00% -0.01 pts 3.2%
13 MRV Banks 2 $136.0M 3.91% -0.20 pts -1.4%
14 Sterling Bank 1 $124.3M 3.57% +0.41 pts 17.2%
15 Peoples Bank Co. 1 $75.7M 2.18% +0.39 pts 26.5%
16 1NB Bank 1 $831K 0.02% +0.02 pts New

About this list

Deposits are those held at each institution's offices in Cape Girardeau County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Missouri deposits by institution Cape Girardeau, MO-IL metro area Missouri bank directory

Other counties in Missouri

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