Lists · Deposits by metro area
Cape Girardeau, MO-IL Metro Area Bank Deposit Market Share
The Bank of Missouri holds the largest share of deposits in the Cape Girardeau, MO-IL metro area, 16.1%, followed by Wood & Huston Bank (10.7%) and Montgomery Bank (9.4%). 17 institutions hold $3.71B at 41 offices as of June 30, 2026, up 3.4% from 2025.
Largest share changes since 2025
Gained: FM Bank and Trust (5.13 points, new to this market); Commerce Bank (1.34 points); Sterling Bank (0.39 points).
Lost: The Bank of Missouri (-1.38 points); Banterra Bank (-0.48 points); U.S. Bank N.A. (-0.29 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | The Bank of Missouri | $599.2M | 16.14% | -1.38 pts |
| 2 | Wood & Huston Bank | $395.5M | 10.65% | -0.12 pts |
| 3 | Montgomery Bank | $348.9M | 9.40% | +0.27 pts |
| 4 | Southern Bank | $328.0M | 8.83% | -0.11 pts |
| 5 | First State Community Bank | $260.1M | 7.00% | +0.34 pts |
| 6 | U.S. Bank N.A. | $251.5M | 6.77% | -0.29 pts |
| 7 | Banterra Bank | $245.6M | 6.62% | -0.48 pts |
| 8 | Commerce Bank | $219.3M | 5.91% | +1.34 pts |
| 9 | Alliance Bank | $191.7M | 5.16% | +0.31 pts |
| 10 | FM Bank and Trust | $190.6M | 5.13% | +5.13 pts |
| 11 | Regions Bank | $173.1M | 4.66% | -0.12 pts |
| 12 | First Midwest Bank of Dexter | $139.2M | 3.75% | -0.01 pts |
| 13 | MRV Banks | $136.0M | 3.66% | -0.18 pts |
| 14 | Sterling Bank | $124.3M | 3.35% | +0.39 pts |
| 15 | Peoples Bank Co. | $75.7M | 2.04% | +0.37 pts |
| 16 | Peoples Community Bank | $33.6M | 0.90% | +0.07 pts |
| 17 | 1NB Bank | $831K | 0.02% | +0.02 pts |
About this list
Deposits are those held at each institution's offices in Cape Girardeau, MO-IL (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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