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Cole County, MO Bank Deposit Market Share

The Central Trust Bank holds the largest share of deposits in Cole County, MO, 64.9%, followed by Mid America Bank (10.2%) and Hawthorn Bank (9.6%). 12 institutions hold $5.92B at 29 offices as of June 30, 2026, up 24.1% from 2025.

Institutions: 12 Offices: 29 Deposits: $5.92B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Mid America Bank (2.95 points); The Central Trust Bank (1.57 points); Sullivan Bank (0.19 points).

Lost: Midwest Independent Bankersbank (-1.74 points); Hawthorn Bank (-1.50 points); First Mid Bank & Trust, N.A. (-0.46 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 The Central Trust Bank 9 $3.84B 64.87% +1.57 pts 27.1%
2 Mid America Bank 2 $603.8M 10.20% +2.95 pts 74.6%
3 Hawthorn Bank 4 $569.3M 9.62% -1.50 pts 7.3%
4 Midwest Independent Bankersbank 1 $259.4M 4.38% -1.74 pts -11.2%
5 Community Point Bank 2 $190.0M 3.21% -0.24 pts 15.5%
6 UMB Bank, N.A. 1 $111.7M 1.89% -0.09 pts 18.2%
7 Farmers Bank of Lohman 2 $70.1M 1.18% -0.23 pts 3.9%
8 First Mid Bank & Trust, N.A. 2 $64.6M 1.09% -0.46 pts -12.5%
9 Legends Bank 3 $61.1M 1.03% -0.16 pts 7.0%
10 U.S. Bank N.A. 1 $55.4M 0.94% -0.12 pts 10.1%
11 Sullivan Bank 1 $48.6M 0.82% +0.19 pts 61.6%
12 Regions Bank 1 $45.3M 0.76% -0.16 pts 2.1%

About this list

Deposits are those held at each institution's offices in Cole County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Missouri deposits by institution Jefferson City, MO metro area Missouri bank directory

Other counties in Missouri

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