Brantley Bank & Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Net loans and leases to deposits dropped 2.08 percentage points in Q2 2026, from 67.17% to 65.08%. It was the largest change from Q1 2026 among the key lines here. Brantley Bank & Trust Company ranks 54th of 93 Alabama banks on loan-to-deposit ratio, in the lower half at 65.84% (Q2 2026). Brantley Bank & Trust Company reported 65.84% on loan-to-deposit ratio for Q2 2026, 14.99 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $16.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $45.0M |
| Fed funds sold and reverse repos | $195K |
| Fed funds sold and reverse repos to assets | 0.15% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 65.84% |
| Net loans and leases to deposits | 65.08% |
| Loans and leases to core deposits | 74.57% |
| Core deposits to total deposits | 79.68% |
| Brokered deposits to total deposits | 8.63% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 64.77% | 79.45% | $0 | $0 |
| Q4 2023 | 65.38% | 78.63% | $0 | $0 |
| Q1 2024 | 67.92% | 78.20% | $0 | $0 |
| Q2 2024 | 71.51% | 78.70% | $0 | $0 |
| Q3 2024 | 72.00% | 77.60% | $0 | $0 |
| Q4 2024 | 74.61% | 77.11% | $0 | $0 |
| Q1 2025 | 67.25% | 72.35% | $0 | $0 |
| Q2 2025 | 66.59% | 75.47% | $0 | $0 |
| Q3 2025 | 67.60% | 80.56% | $0 | $0 |
| Q4 2025 | 71.23% | 81.32% | $0 | $0 |
| Q1 2026 | 67.91% | 80.48% | $0 | $0 |
| Q2 2026 | 65.84% | 79.68% | $0 | $0 |
Brantley Bank & Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Brantley Bank & Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brantley Bank & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16386) · FFIEC NIC profile (RSSD 411231)