Brantley Bank & Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Brantley Bank & Trust Company of Brantley, AL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.78% | 1.34% | -0.56% | 22nd bottom |
| ROAE | 9.36% | 13.31% | -3.95% | 32nd below |
| Net Interest Margin | 5.15% | 3.93% | +1.22% | 94th top |
| Efficiency Ratio | 75.98% | 61.14% | +14.84% | 18th bottom |
| PPNR / Avg Assets | 1.30% | 1.68% | -0.38% | 34th below |
| Yield on Earning Assets | 6.73% | 5.67% | +1.06% | 92nd top |
| Cost of Funds | 1.64% | 1.88% | -0.24% | 60th above |
| Net Interest Spread | 4.53% | 3.32% | +1.21% | 94th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.04% | 0.94% | +1.10% | 13th bottom |
| NPA / Total Assets | 1.38% | 0.70% | +0.68% | 13th bottom |
| NCO / Avg Loans | 0.22% | 0.16% | +0.06% | 12th bottom |
| ACL / Total Loans | 1.16% | 1.28% | -0.12% | 45th below |
| ACL / NPLs (Coverage) | 56.81% | 1538.87% | -1482.06% | 13th bottom |
| Texas Ratio | 18.96% | 7.33% | +11.63% | 9th bottom |
| Provision / NCO | 139.53% | 1395.72% | -1256.19% | 49th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.14% | 12.14% | -2.00% | 35th below |
| Equity / Assets | 8.23% | 11.37% | -3.14% | 16th bottom |
| TCE / Tangible Assets | 8.23% | 11.09% | -2.86% | 19th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 65.84% | 80.64% | -14.80% | 76th top |
| Core Deposit Ratio | 79.68% | 86.86% | -7.18% | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.42% | 6.85% | -3.43% | 42nd below |
| Loan Growth (Y/Y) | 1.68% | 7.90% | -6.22% | 30th below |
| Deposit Growth (Y/Y) | 2.83% | 6.29% | -3.46% | 42nd below |
See Brantley Bank & Trust Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Brantley Bank & Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Brantley Bank & Trust Company profile, how to read a UBPR, or how this data updates.