Branch Network
BTC Bank Locations & Branches Bethany, Missouri
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BTC Bank operates 30 branches from its headquarters in Bethany, MO, .
BTC Bank branch network
Its 30 branches span 2 states and 27 cities. The most are in MISSOURI (29) and IOWA (1). MISSOURI holds 97.5% of its branch deposits. Chillicothe, MO has the most of its branches, 2. Its largest office by deposits is its main office in Bethany, MO, with $284.7M (19.7% of its branch deposits). On June 30, 2025 it had 24 branches, 6 fewer than in 2026.
BTC Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.35% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $1.91B
- Tier 1 leverage ratio, Q2 2026
- 9.35%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1919
Full financial profile · Is BTC Bank safe? · BTC Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Bethany, MO (1 branch) | 1 of 4 | 73.9% | $284.7M |
| State: MO (29 branches) | 30 of 249 | 0.5% | $1.41B |
Ranked by total assets among banks headquartered in the state: Largest banks in Missouri.
Share by county and metro area
BTC Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Harrison, MO (2 branches) | 1 of 5 | 67.4% | $286.2M | $424.3M |
| Moniteau, MO (2 branches) | 1 of 5 | 35.1% | $168.4M | $480.5M |
| Daviess, MO (3 branches) | 1 of 2 | 61.6% | $162.0M | $262.9M |
| Livingston, MO (4 branches) | 3 of 5 | 20.3% | $110.0M | $540.8M |
| Chariton, MO (1 branch) | 2 of 4 | 31.0% | $95.0M | $306.6M |
| Cooper, MO (3 branches) | 2 of 8 | 17.0% | $87.6M | $515.2M |
| Clinton, MO (2 branches) | 2 of 8 | 15.5% | $81.6M | $526.1M |
| Grundy, MO (1 branch) | 2 of 5 | 21.8% | $73.7M | $337.7M |
| Howard, MO (2 branches) | 3 of 4 | 16.7% | $65.1M | $390.7M |
| Gentry, MO (1 branch) | 2 of 5 | 26.2% | $64.7M | $246.4M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Jefferson City, MO (2 branches) | 8 of 20 | 2.2% | $168.4M | $7.70B |
| Columbia, MO (5 branches) | 10 of 29 | 2.3% | $152.7M | $6.74B |
| Kansas City, MO-KS (3 branches) | 75 of 114 | <0.1% | $90.8M | $98.85B |
| Sedalia, MO (2 branches) | 8 of 9 | 4.3% | $55.1M | $1.29B |
| St. Joseph, MO-KS (2 branches) | 16 of 21 | 1.5% | $46.8M | $3.22B |
| Springfield, MO (1 branch) | 41 of 41 | <0.1% | $8.1M | $17.79B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| BTC Bank (main office) | Bethany, MO | 64424 | $284.7M |
| Tipton Branch | Tipton, MO | 65081 | $168.4M |
| Chillicothe Branch | Chillicothe, MO | 64601 | $103.3M |
| Salisbury Branch | Salisbury, MO | 65281 | $95.0M |
| Boonville Branch | Boonville, MO | 65233 | $76.8M |
| Trenton Branch | Trenton, MO | 64683 | $73.7M |
| Jamesport Branch | Jamesport, MO | 64648 | $72.0M |
| Gallatin Branch | Gallatin, MO | 64640 | $65.1M |
| Albany Branch | Albany, MO | 64402 | $64.7M |
| Carrollton Branch | Carrollton, MO | 64633 | $58.1M |
| Glasgow Branch | Glasgow, MO | 65254 | $52.5M |
| Cameron South Branch | Cameron, MO | 64429 | $52.4M |
| Zook & Roecker Branch | Oregon, MO | 64473 | $39.7M |
| Lamoni Branch | Lamoni, IA | 50140 | $36.3M |
| The Bank of Fairport Branch | Maysville, MO | 64469 | $36.0M |
| Beaman Branch | Smithton, MO | 65350 | $34.1M |
| Platte-Clay Way Branch | Cameron, MO | 64429 | $29.2M |
| Pattonsburg Branch | Pattonsburg, MO | 64670 | $25.0M |
| Sedalia Branch | Sedalia, MO | 65301 | $21.0M |
| FayetteBoonslick Branch | Fayette, MO | 65248 | $12.6M |
| The Bank of Fairport - Osborn Branch | Osborn, MO | 64474 | $10.7M |
| Hardin Federal Savings Bank Branch | Hardin, MO | 64035 | $9.2M |
| Buffalo Branch | Buffalo, MO | 65622 | $8.1M |
| Chillicothe North Branch | Chillicothe, MO | 64601 | $6.5M |
| Bunceton Branch | Bunceton, MO | 65237 | $5.8M |
| Prairie Home Branch | Prairie Home, MO | 65068 | $5.0M |
| Gilman City Branch | Gilman City, MO | 64642 | $1.5M |
| Mobile Banking Branch #1 | Chula, MO | 64635 | $217K |
| Latham Facility | Latham, MO | 65050 | $29K |
| Chula Mobile Branch | Chula, MO | 64635 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 10618) · FFIEC NIC profile (RSSD 1009242)