Central Bank of Kansas City: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Central Bank of Kansas City of Kansas City, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.28% | 1.34% | +1.94% | 98th top |
| ROAE | 26.36% | 12.05% | +14.31% | 96th top |
| Net Interest Margin | 4.78% | 3.90% | +0.88% | 88th top |
| Efficiency Ratio | 35.22% | 63.16% | -27.94% | 98th top |
| PPNR / Avg Assets | 4.44% | 1.64% | +2.80% | 99th top |
| Yield on Earning Assets | 5.77% | 5.65% | +0.12% | 58th above |
| Cost of Funds | 1.49% | 1.85% | -0.36% | 70th above |
| Net Interest Spread | 3.99% | 3.35% | +0.64% | 82nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.12% | 0.92% | -0.80% | 71st above |
| NPA / Total Assets | 0.10% | 0.67% | -0.57% | 70th above |
| NCO / Avg Loans | -0.00% | 0.15% | -0.15% | 78th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.24% | 1.28% | -0.04% | 55th above |
| ACL / NPLs (Coverage) | 1013.92% | 1645.41% | -631.49% | — |
| Texas Ratio | 0.83% | 7.15% | -6.32% | 75th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.95% | 12.46% | -0.51% | 64th above |
| Equity / Assets | 12.34% | 11.67% | +0.67% | 74th above |
| TCE / Tangible Assets | 11.82% | 11.40% | +0.42% | 72nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.09% | 78.64% | +17.45% | 16th bottom |
| Core Deposit Ratio | 90.22% | 87.09% | +3.13% | 56th above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.88% | 5.11% | -0.23% | 39th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 14.34% | 6.47% | +7.87% | 91st top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.44% | 7.64% | -1.20% | 57th above |
| Deposit Growth (Y/Y) | 13.40% | 6.02% | +7.38% | 89th top |
See Central Bank of Kansas City's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Central Bank of Kansas City, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Central Bank of Kansas City profile, how to read a UBPR, or how this data updates.