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Bank routing number ยท Viroqua, Wisconsin

Citizens First Bank Routing Number (ABA): 075902832

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The Citizens First Bank routing number is 075902832. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.

Primary ABA / RTN
075902832

Citizens First Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 10.26% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026
$344.5M
Tier 1 leverage ratio, Q2 2026
10.26%
Deposit insurance
FDIC
Regulator
FDIC
Domestic offices
6 FDIC institution directory, current count
Established
1912

Full financial profile · Is Citizens First Bank safe? · Branch locations

Citizens First Bank routing numbers on file

Routing number Type Status Source
075902832 Primary ABA Active FFIEC NIC

Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Citizens First Bank publishes any other numbers it uses itself.

What the digits mean

The first two digits, 07, place this number in the Federal Reserve Bank of Chicago's district (District 7). Digits five through eight, 0283, identify the institution within that district. The last digit, 2, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Citizens First Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Citizens First Bank checks or in its online banking. Ask the bank for wire instructions (http://www.citizensfirstbank.net). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Citizens First Bank

Citizens First Bank is headquartered in Viroqua, Wisconsin and was established in 1912. It is in the LA CROSSE-ONALASKA, WI-MN metro area. It reported $344.5M in total assets and $283.1M in deposits for Q2 2026, the 87th largest of the 153 banks headquartered in Wisconsin. It reports 6 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC.

What the digits in 075902832 mean

The first four digits, 0759, are the Federal Reserve routing symbol. The prefix 07 places the number in the 7th Federal Reserve District (Chicago). That is also the district where the bank is headquartered. Digits five through eight, 0283, identify the institution within its Federal Reserve district. The last digit, 2, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 17 + 7 x 10 + 9 = 130, a multiple of 10, so 075902832 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Citizens First Bank routing number?

The Citizens First Bank routing number is 075902832. It is the primary ABA routing transit number registered to Citizens First Bank, headquartered in Viroqua, WI. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Citizens First Bank wire routing number?

This page lists the primary routing number registered to Citizens First Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Citizens First Bank before sending a wire.

Is ABA number 075902832 the routing number for Citizens First Bank?

Yes. It is the primary routing number registered to Citizens First Bank.

Which bank uses routing number 075902832?

It belongs to Citizens First Bank, headquartered in Viroqua, WI. It is the bank's primary ABA routing number (FDIC certificate 13032).

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