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Citizens First Bank Locations & Branches Viroqua, Wisconsin
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Citizens First Bank operates 6 branches from its headquarters in Viroqua, WI, .
Citizens First Bank branch network
All 6 branches are in WISCONSIN, across 5 cities. Trempealeau, WI has the most of its branches, 2. Its largest office by deposits is its main office in Viroqua, WI, with $144.6M (51.1% of its branch deposits). It had the same number of branches on June 30, 2025.
Citizens First Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.26% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $344.5M
- Tier 1 leverage ratio, Q2 2026
- 10.26%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1912
Full financial profile · Is Citizens First Bank safe? · Citizens First Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Viroqua, WI (1 branch) | 1 of 4 | 51.5% | $144.6M |
| State: WI (6 branches) | 99 of 185 | 0.1% | $283.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Wisconsin.
Share by county and metro area
Citizens First Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Vernon, WI (1 branch) | 2 of 7 | 20.9% | $144.6M | $692.0M |
| Trempealeau, WI (2 branches) | 5 of 9 | 9.2% | $66.8M | $724.4M |
| Monroe, WI (1 branch) | 7 of 8 | 4.5% | $42.9M | $951.8M |
| Richland, WI (1 branch) | 5 of 5 | 6.6% | $18.7M | $284.0M |
| La Crosse, WI (1 branch) | 17 of 17 | 0.3% | $10.1M | $3.69B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| La Crosse-Onalaska, WI-MN (1 branch) | 19 of 20 | 0.2% | $10.1M | $4.25B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Citizens First Bank (main office) | Viroqua, WI | 54665 | $144.6M |
| Trempealeau Branch | Trempealeau, WI | 54661 | $53.0M |
| Sparta Branch | Sparta, WI | 54656 | $42.9M |
| Viola Branch | Viola, WI | 54664 | $18.7M |
| Centerville Branch | Trempealeau, WI | 54661 | $13.8M |
| Holmen Branch | Holmen, WI | 54636 | $10.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 13032) · FFIEC NIC profile (RSSD 716954)