Branch Network
The Citizens National Bank of Bluffton Locations & Branches Bluffton, Ohio
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The Citizens National Bank of Bluffton operates 12 branches from its headquarters in Bluffton, OH, . Its main office is at 102 S Main St, Bluffton, OH 45817.
The Citizens National Bank of Bluffton branch network
All 12 branches are in OHIO, across 9 cities. Bluffton, OH has the most of its branches, 3. Its largest office by deposits is the The Citizens National Bank of Bluffton office in Bluffton, OH, with $227.5M (26.3% of its branch deposits). It had the same number of branches on June 30, 2025.
The Citizens National Bank of Bluffton at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.08% at Q3 2026, above the 8% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q3 2026
- $1.09B
- Tier 1 leverage ratio, Q3 2026
- 11.08%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q3 2026, FFIEC 051
- Established
- 1920
Full financial profile · Is The Citizens National Bank of Bluffton safe? · The Citizens National Bank of Bluffton call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Bluffton, OH (3 branches) | 1 of 3 | 63.9% | $227.5M |
| State: OH (12 branches) | 44 of 184 | 0.1% | $863.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Ohio.
Share by county and metro area
The Citizens National Bank of Bluffton's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Allen, OH (6 branches) | 2 of 11 | 17.3% | $427.2M | $2.47B |
| Van Wert, OH (1 branch) | 3 of 8 | 18.3% | $150.1M | $819.5M |
| Mercer, OH (1 branch) | 6 of 9 | 4.9% | $100.6M | $2.03B |
| Clark, OH (1 branch) | 9 of 11 | 3.7% | $76.2M | $2.08B |
| Defiance, OH (1 branch) | 8 of 10 | 4.1% | $52.8M | $1.29B |
| Hancock, OH (1 branch) | 9 of 12 | 2.4% | $45.4M | $1.88B |
| Lucas, OH (1 branch) | 17 of 17 | <0.1% | $11.2M | $11.45B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Lima, OH (6 branches) | 2 of 11 | 17.3% | $427.2M | $2.47B |
| Van Wert, OH (1 branch) | 3 of 8 | 18.3% | $150.1M | $819.5M |
| Celina, OH (1 branch) | 6 of 9 | 4.9% | $100.6M | $2.03B |
| Springfield, OH (1 branch) | 9 of 11 | 3.7% | $76.2M | $2.08B |
| Defiance, OH (1 branch) | 8 of 10 | 4.1% | $52.8M | $1.29B |
| Findlay, OH (1 branch) | 9 of 12 | 2.4% | $45.4M | $1.88B |
| Toledo, OH (1 branch) | 25 of 25 | <0.1% | $11.2M | $17.01B |
Deposits by county
Every county where The Citizens National Bank of Bluffton has branches (7 in all), from the June 30, 2026 Summary of Deposits: the bank's deposits, its share of all FDIC-insured deposits in the county, its rank and its branch count there. Largest deposits first.
Show all 7 counties
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Allen, OH | 6 | $427.2M | 17.3% | 2 of 11 |
| Van Wert, OH | 1 | $150.1M | 18.3% | 3 of 8 |
| Mercer, OH | 1 | $100.6M | 4.9% | 6 of 9 |
| Clark, OH | 1 | $76.2M | 3.7% | 9 of 11 |
| Defiance, OH | 1 | $52.8M | 4.1% | 8 of 10 |
| Hancock, OH | 1 | $45.4M | 2.4% | 9 of 12 |
| Lucas, OH | 1 | $11.2M | <0.1% | 17 of 17 |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Citizens National Bank of Bluffton | Bluffton, OH | 45817 | $227.5M |
| Lima Branch | Lima, OH | 45801 | $162.9M |
| Van Vert Branch | Van Wert, OH | 45891 | $150.1M |
| Celina Branch | Celina, OH | 45822 | $100.6M |
| Springfield Branch | Springfield, OH | 45504 | $76.2M |
| Defiance Branch | Defiance, OH | 43512 | $52.8M |
| Findlay Branch | Findlay, OH | 45840 | $45.4M |
| Elida Branch | Elida, OH | 45807 | $36.8M |
| Toledo Branch | Toledo, OH | 43606 | $11.2M |
| Cnb Operations Center Branch | Bluffton, OH | 45817 | $0 |
| Lima Office Drive-Thru Branch | Lima, OH | 45801 | $0 |
| South Main Street Branch | Bluffton, OH | 45817 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 6531) · FFIEC NIC profile (RSSD 738013)