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City National Bank: Peer Group Comparison

Peer strength score 47/100
Peer group Banks with $10B to $100B in assets
Peers compared 134
Quartile spread 4 top · 5 above · 13 below · 6 bottom
TCE / Tangible Assets · 82ndCost of Funds · 79thNCO / Avg Loans · 78th Uninsured Deposit Ratio · 6thYield on Earning Assets · 17thCore Deposit Ratio · 17th

Data as of · peers are US banks in the same asset tier. How we update

This page benchmarks City National Bank of Los Angeles, CA against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.

How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.

Profitability

Metric This bank Peer avg Diff Rank vs median peer
ROAA 1.19% 1.35% -0.16% 40th below
ROAE 10.33% 12.34% -2.01% 40th below
Net Interest Margin 3.24% 3.69% -0.45% 30th below
Efficiency Ratio 63.46% 53.57% +9.89% 21st bottom
PPNR / Avg Assets 1.45% 1.97% -0.52% 28th below
Yield on Earning Assets 4.83% 5.59% -0.76% 17th bottom
Cost of Funds 1.44% 2.01% -0.57% 79th top
Net Interest Spread 2.34% 2.99% -0.65% 22nd bottom

Asset Quality

Metric This bank Peer avg Diff Rank vs median peer
NPL / Total Loans 1.12% 1.05% +0.07% 30th below
NPA / Total Assets 0.78% 0.76% +0.02% 36th below
NCO / Avg Loans 0.04% 0.37% -0.33% 78th top
ACL / Total Loans 0.99% 1.38% -0.39% 26th below
ACL / NPLs (Coverage) 88.14% 213.10% -124.96% 22nd bottom
Texas Ratio Ahead of the peer average, behind the median peer. 7.31% 10.31% -3.00% 47th below
Provision / NCO 87.38% 107.96% -20.58% 32nd below

Capital Adequacy

Metric This bank Peer avg Diff Rank vs median peer
CET1 Ratio Behind the peer average, ahead of the median peer. 14.57% 14.75% -0.18% 72nd above
Tier 1 Ratio Behind the peer average, ahead of the median peer. 14.57% 14.87% -0.30% 72nd above
Total Capital Ratio 16.25% 16.08% +0.17% 77th top
Leverage Ratio 10.08% 10.27% -0.19% 45th below
Equity / Assets 11.38% 11.55% -0.17% 46th below
TCE / Tangible Assets 10.85% 9.44% +1.41% 82nd top

Liquidity & Funding

Metric This bank Peer avg Diff Rank vs median peer
Loan / Deposit Behind the peer average, ahead of the median peer. 84.83% 83.86% +0.97% 56th above
Core Deposit Ratio 79.56% 86.95% -7.39% 17th bottom
Uninsured Deposit Ratio 55.45% 38.52% +16.93% 6th bottom
Wholesale Funding Ratio 3.89% 5.70% -1.81% 53rd above

Growth & Management

Metric This bank Peer avg Diff Rank vs median peer
Asset Growth (Y/Y) 5.20% 10.21% -5.01% 47th below
Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. 6.32% 10.22% -3.90% 52nd above
Deposit Growth (Y/Y) 4.82% 10.07% -5.25% 47th below

See City National Bank's peers by name

The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export

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Source: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full City National Bank profile, how to read a UBPR, or how this data updates.