Branch Network
Concordia Bank Locations & Branches Concordia, Missouri
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Concordia Bank operates 4 branches from its headquarters in Concordia, MO, .
Concordia Bank branch network
All 4 branches are in MISSOURI, across 3 cities. Concordia, MO has the most of its branches, 2. Its largest office by deposits is the Concordia Bank of Concordia, Missouri office in Concordia, MO, with $68.3M (59.8% of its branch deposits). It had the same number of branches on June 30, 2025.
Concordia Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.92% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $130.0M
- Tier 1 leverage ratio, Q2 2026
- 11.92%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1932
Full financial profile · Is Concordia Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Concordia, MO (2 branches) | 1 of 2 | 61.9% | $68.3M |
| State: MO (4 branches) | 188 of 249 | <0.1% | $114.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Missouri.
Share by county and metro area
Concordia Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lafayette, MO (3 branches) | 3 of 11 | 9.7% | $92.3M | $949.1M |
| Morgan, MO (1 branch) | 6 of 6 | 4.2% | $21.8M | $519.6M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Kansas City, MO-KS (3 branches) | 72 of 114 | <0.1% | $92.3M | $98.85B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Concordia Bank of Concordia, Missouri | Concordia, MO | 64020 | $68.3M |
| Concordia Bank (main office) | Odessa, MO | 64076 | $24.0M |
| Laurie Branch | Laurie, MO | 65037 | $21.8M |
| Drive Facility Branch | Concordia, MO | 64020 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 13788) · FFIEC NIC profile (RSSD 164957)